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Send Money from United States to United Kingdom

Businesses in United States paying United Kingdom suppliers for Financial Services. Send USD from United States, receive GBP in United Kingdom with t+0 (2.3s avg within unicorn network).

✓ Competitive Advantage: Local USD collection + local GBP delivery = no correspondent bank fees

Save £2,120 per £100k Payment

United States to United Kingdom corridor savings

Traditional Bank
£2,525
  • ❌ 2-3 day settlement
  • ❌ Multiple correspondent banks
  • ❌ Hidden FX margins
  • ❌ High SWIFT fees
Unicorn Currencies
£405
  • T+0 (2.3s avg within Unicorn network)
  • Local USD collection
  • ✓ Transparent 0.5% spread
  • Faster Payments
Your Savings
84%
£2,120 per £100k
At £600k-£6M monthly, save £10,611/year

Sending from United States: What You Need to Know

USD Origin Specifics

  • USD global reserve currency
  • ACH and FedNow available
  • FinCEN reporting requirements

Your Local Advantages

  • Local USD account available
  • ACH (Automated Clearing House) instant collection
  • No correspondent bank fees on origin side
Local Collection Method
ACH (Automated Clearing House)
T+1 to T+2US domestic bank transfers. Low cost, reliable.

Paying Suppliers in United Kingdom: Compliance & Requirements

Regulatory Considerations

  • FCA (Financial Conduct Authority) regulated payments
  • HMRC tax reporting requirements
  • VAT (20%) on goods and services
  • Anti-money laundering (AML) compliance

Payment Best Practices

  • Faster Payments = instant, free for most transfers under £1M
  • Use CHAPS for same-day urgent high-value payments
  • BACS ideal for regular supplier payment runs
  • London = major financial hub with excellent banking infrastructure
Destination Settlement
T+0 (2.3s avg within Unicorn network)
via Faster Payments

United StatesUnited Kingdom Corridor Insights

Popular Industries

  • Financial Services
  • Manufacturing
  • Pharmaceuticals

Peak Trading Hours

EST (GMT-5) to GMT time zone consideration

Best for rate execution and faster settlement

Typical Volume

£100k-£500k

Average transaction size for this corridor
Monthly volume: £600k-£6M
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Send USD from United States to United Kingdom?

Save 84% on every payment with t+0 (2.3s avg within unicorn network). Local USD collection available.

Bank of Canada registered PSP | FINTRAC licensed MSB