Real Businesses.
Real Savings.

Challenge

Managing 200+ international payments monthly across 15 currencies. Bank FX spreads of 2.5-3.5% were eating into margins. Manual container tracking required 2 FTEs spending 15 hours per week chasing shipments and managing demurrage risk.

Solution

Switched to Unicorn Currencies for 0.5% FX spread and FREE container tracking. Integrated API with their TMS (Transport Management System) for automated payment reconciliation and real-time shipment visibility.

Results

• £18,400 annual FX savings (83% reduction in FX costs)
• £8,200 annual savings from FREE container tracking (vs £6,800 paid to previous provider + £1,400 demurrage avoided)
• 15 hours/week saved on manual tracking and reconciliation
• Zero demurrage charges in 6 months due to 48-72h early alerts

Challenge

Importing coffee from Brazil (BRL), Colombia (USD), and Ethiopia (ETB). Supplier invoices issued 30-60 days before payment due. No visibility into FX exposure meant losses piled up when rates moved against them. Three demurrage incidents in one year cost £11,200.

Solution

Uses Unicorn Currencies' unique real-time FX P/L tracking feature. Upload supplier bills as PDFs, AI OCR extracts currency and amount, platform shows live P/L as rates move. When GBP/BRL strengthens, they lock the rate immediately with 15-second rate lock. FREE container tracking prevents demurrage.

Results

• £9,200 annual FX savings (0.5% spread vs 3% at bank)
• £3,400 demurrage avoided with 48-72h early alerts
• Captured £2,100 in FX gains by locking rates at optimal moments using real-time P/L tracker
• "No other platform shows us what waiting costs us. This feature alone is worth 10x the price."

Challenge

Exporting to 12 countries across Europe and North America. Quoting customers in EUR, USD, and CAD but operating in GBP. Bank taking 2-3 days to settle international payments, delaying supplier payments and causing working capital issues. 2.5% FX spread plus £35 per payment was unsustainable on £2.1M monthly volume.

Solution

Switched to Unicorn Currencies multi-currency wallets. Hold EUR, USD, CAD, and GBP. Invoice customers directly in their currency with FX-protected rates. Suppliers paid in 2.3 seconds via Unicorn system (vs 2-3 days at bank). Integrated Unicorn API with Xero for automated reconciliation.

Results

• £34,200 annual FX savings (0.5% spread + £5 fee vs 2.5% spread + £35 fee)
• 2.3s settlement within Unicorn system (vs 2-3 days at bank)
• £120k working capital freed up by eliminating 2-day settlement delays
• Zero FX rate risk on customer invoices with FX-protected pricing