Enterprise Treasury Platform for $1M+ FX Volume
Built for importers and exporters worldwide. Save 80%+ vs banks.
0.5% spread • 2.3s settlement • Real-time exposure tracking
Volume-Based Pricing
Lower spreads as your volume grows. Transparent pricing with no hidden fees.
| Annual FX Volume | Unicorn Currencies spread | Bank Spread | Annual Savings |
|---|---|---|---|
| £1M - £5M | 0.50% | 2.50% | £20,000 |
| £5M - £10M | 0.45% | 2.50% | £102,500 |
| £10M - £25M | 0.40% | 2.50% | £262,500 |
| £25M+ | Custom | 2.50% | Contact us |
Enterprise Features
Built for finance teams managing £1M+ in annual FX volume
Real-Time FX Exposure Tracking
Upload supplier bills as PDFs. See live P/L on every invoice. Lock rates before losses pile up. Nobody else has this.
2.3s Settlement Time
10-50x faster than traditional banks. Internal wallet-to-wallet transfers settle in 2.3 seconds average.
Bank-Grade Compliance
0.14s compliance screening vs 24-48 hours at banks. Automated AML/KYC. Full audit trails for £1M+ transactions.
Treasury Analytics Dashboard
Track FX costs, margin impact, budget vs actual rates. Export reports for board meetings. Multi-currency exposure monitoring.
15-Second Rate Locks
Lock FX rates for 15 seconds while you calculate margins. No slippage. Book deals at exactly the rate you see.
Multi-User Team Management
Approval workflows for £100k+ transactions. Role-based permissions. Audit logs.
FREE Container Tracking
Track shipments in real-time. 48-72h demurrage alerts. Save £5k-£10k annually. Integrated with FX exposure.
ERP Integration
Connect with Xero, QuickBooks, SAP, NetSuite, Dynamics. API access. Webhooks. Automated reconciliation.
Forward Contracts
Hedge £1M+ shipments 3-6 months ahead. Lock rates for future deliveries. Natural hedging strategies.
Why We Only Work With $1M+ Businesses
We're niche specialists in high-volume FX operations. By refusing easy, low-volume business, we deliver institutional-grade service to importers and exporters who need it most.
Built for Complex Operations
We don't waste resources on simple consumer transfers. Every feature—treasury analytics, multi-user workflows, forward contracts, API integrations—is designed for businesses managing complex, multi-currency trade operations. This means YOUR team gets tools built for YOUR actual needs.
Small volume businesses (<$1M): You need simple apps like Wise or Revolut, not enterprise treasury tools.
Serious Savings for Serious Volume
On $5M annual FX, you save $101,250 vs banks. On $25M, you save $500k+. We built our platform for businesses where FX costs are a material P&L line item—not pocket change. Your CFO gets institutional pricing with fintech speed, because we focus exclusively on high-value customers.
Small volumes: Consumer fintech apps are better suited for transactions under $1M annually.
White-Glove Service
Your CFO calls our team directly—no consumer support queue. We conduct thorough KYB/KYC because we're handling $1M+ transactions, not £500 personal transfers. You get dedicated relationship management, compliance expertise, and institutional-grade service. That's only possible because we say NO to easy, low-value business.
Light needs: Banks or consumer apps like Wise offer faster onboarding for smaller volumes.
You're in the Right Place If:
We turn away easy business so we can focus exclusively on complex, high-value operations. Here's what that means for you:
$1M+ Annual FX Volume
Importer/exporter with ongoing, high-volume operations—not occasional transactions
Complex Multi-Currency
Managing 5+ currencies, multiple suppliers, FX exposure risk—needs treasury tools
CFO/Finance Director
Decision-maker who values specialist expertise over consumer-grade self-service
Not a fit? Wise Business, Revolut Business, and WorldFirst serve businesses under $1M very well.
Enterprise Success Stories
Real businesses, real savings, real results
Coffee Importer
Challenge
Managing multi-currency exposure across USD, BRL, ETB, VND. FX costs were eating into margins on low-margin commodity business.
Solution
Real-time FX P/L tracking on every shipment. 15-second rate locks during volatile markets. FREE container tracking preventing demurrage.
Results
- £180k annual savings (80%+ cost reduction)
- Zero demurrage incidents (was £15k/quarter)
- 3% margin improvement on P&L
- Treasury time reduced from 8h/week to 2h/week
“The real-time FX tracking on bills changed everything. We can see exactly what waiting costs us and lock rates before losses pile up.”
Textile Trader
Challenge
Three-currency exposure (INR/CNY/GBP) creating complex hedging requirements. High volume, thin margins meant FX costs = profitability.
Solution
Volume-based pricing (0.40% spread at £25M tier). Multi-currency wallets. Forward contracts for 6-month orders.
Results
- £312k annual savings (85% cost reduction)
- Margin protection on £50M+ sales
- API integration with NetSuite ERP
- Team of 5 users with approval workflows
“At our volume, every 0.1% in FX spread matters. Unicorn's 0.40% vs banks' 2.5% transformed our profitability.”
Electronics Distributor
Challenge
Time-sensitive shipments requiring fast settlement. Manual compliance screening causing 24-48h delays.
Solution
2.3s settlement vs banks' 2-3 days. 0.14s automated compliance screening. FREE logistics tracking.
Results
- £125k annual savings (82% cost reduction)
- Settlement 50x faster (2.3s vs 2 days)
- Zero compliance delays
- Working capital freed up: £500k
“Speed matters in electronics. The 2.3s settlement means we can turn inventory faster and never miss supplier early payment discounts.”
Frequently Asked Questions
Common questions from CFOs and Finance Directors
Who is the Enterprise platform for?
CFOs, Finance Directors, and Treasury Managers at companies with $1M+ annual FX volume. Importers, exporters, manufacturers, and freight forwarders who need instant settlement and real-time exposure tracking.
What is Unicorn Currencies settlement time?
2.3 seconds wallet-to-wallet within the Unicorn Currencies system. Traditional banks take 2-3 days via SWIFT.
How much do enterprises save vs banks?
Average 80%+ savings on FX and payment costs. 0.5% spread vs 2-4% at banks; £5 per payment vs £25-40. Volume-based pricing lowers spread further.
Is Unicorn Currencies regulated for enterprise?
Yes. Bank of Canada-supervised Payment Service Provider (PSP) and FINTRAC-registered MSB. Client funds safeguarded in segregated accounts.
What is the minimum volume for Enterprise?
$1,000,000 annual cross-border FX volume. Request a CFO briefing at unicorncurrencies.com.
Learn more: Why $1M+ · How We're Regulated
Ready to Save £20k-£500k Annually?
Join enterprise businesses saving 80%+ on FX costs
Bank of Canada-Supervised PSP • FINTRAC-Registered MSB