EUR to NZD Exchange Rate Today
Real-time Euro to New Zealand Dollar rates for import/export businesses. Save 80% vs traditional banks.
This is the real rate. Your bank shows you a different number — with 2-4% added to their margin. On £100k, that's £2,000-£4,000 you never see.
Bank vs Unicorn Currencies
See exactly how much you save on a £100,000 transaction
| Cost Item | Traditional Banks | Unicorn Currencies |
|---|---|---|
| Transaction Size | £100,000 | £100,000 |
| FX Spread | 2.5% | 0.5% |
| Payment Fee | £25-40 | £5 |
| Total Cost | £2,530 | £505 |
| YOUR SAVINGS | — | £2,025 (80%) |
| Settlement Speed | 2-3 days | T+0 (2.3s avg) |
Enterprise Transaction Examples
Savings vs traditional banks on typical enterprise transaction sizes
Volume-Based Pricing
| Annual FX Volume | Unicorn Currencies spread | Annual Savings |
|---|---|---|
| £1M - £5M | 0.50% | £20,000+ |
| £5M - £10M | 0.45% | £102,500+ |
| £10M - £25M | 0.40% | £262,500+ |
| £25M+ | Custom | Contact us |
Minimum: £1M annual FX volume
Common Use Cases for EUR/NZD
What Businesses Use This Corridor
Pay Oceania suppliers in New Zealand Dollar. Agriculture, Tourism sectors.
- Agriculture
- Tourism
- Dairy
- Wine
Typical Monthly Volume: £100k-£1M
Local Payment Rails in NZD
Avoid SWIFT fees by using local payment systems:
- ESAS (Electronic Settlement Account System) - Faster settlement, lower fees
Traditional banks use SWIFT (3-4% fees). We use local rails where possible for T+0 (2.3s avg) settlement.
Why Choose Unicorn Currencies for EUR/NZD
Real-Time FX Exposure Tracking
Upload supplier invoices in NZD. See live P/L as EUR/NZD rates move. Know exactly what waiting costs you.
15-Second Rate Locks
Lock the EUR/NZD rate for 15 seconds. Time to calculate margins, check inventory, and confirm with your team before committing.
80% Lower Costs
Save £2,025 on every £100,000 transaction. On £100k-£1M monthly: save £10,125-£101,250 annually.
Frequently Asked Questions
What is the current EUR to NZD exchange rate?
The current Euro to New Zealand Dollar exchange rate is 1 EUR = 1.8696 NZD. This rate is fetched from our treasury system in real-time when you load the page during market hours (Monday-Friday).
How much does it cost to convert EUR to NZD?
Unicorn Currencies charges a 0.5% FX spread plus a £5 payment fee. On a £100,000 transaction, you save £2,025 (80%) compared to traditional banks which charge 2.5% spread plus £25-40 fees.
How fast can I send money from EUR to NZD?
Payments settle in T+0 (2.3s avg). We use local payment rails (ESAS (Electronic Settlement Account System)) instead of SWIFT, which is why we're 10-50x faster than traditional banks.
Who uses EUR to NZD exchange services?
This currency corridor is popular with Agriculture, Tourism, Dairy, Wine. Pay Oceania suppliers in New Zealand Dollar. Agriculture, Tourism sectors.. Typical monthly volume ranges from £100k-£1M.
The Question Most Importers Never Ask Their Bank
“What is your actual FX spread on this transaction?” Try asking. Watch what happens.
Most banks won't give you a straight answer. Talk to our treasury team and we'll show you the real number.
$1M+ in EUR/NZD Payments? Save 80%
Enterprise treasury platform for import/export businesses with $1M+ annual FX volume
Unicorn Currencies works exclusively with businesses doing $1M+ annual FX volume.