GBP to USD Exchange Rate

Real-time British Pound to US Dollar rates for import/export businesses.
Save 80% vs traditional banks.

Current Exchange Rate
1.2650
1 GBP = 1.2650 USD
Updated Just nowMarket Open (Mon–Fri)
Unicorn Spread
0.5%
Bank Spread
2.5%
Settlement
T+0 (2.3s avg)
Lock This Rate for 15 Seconds
Time to calculate margins before committing

Bank vs Unicorn Currencies

See exactly how much you save on a £100,000 transaction

Cost ItemTraditional BanksUnicorn Currencies
Transaction Size£100,000£100,000
FX Spread2.5%0.5%
Payment Fee£25-40£5
Total Cost£2,530£505
YOUR SAVINGS£2,025 (80%)
Settlement Speed2-3 daysT+0 (2.3s avg)

Enterprise Transaction Examples

Savings vs traditional banks on typical enterprise transaction sizes

£100,000
Transaction Size
You Save
£2,000
vs banks
£500,000
Transaction Size
You Save
£10,000
vs banks
£1,000,000
Transaction Size
You Save
£20,000
vs banks
£5,000,000
Transaction Size
You Save
£100,000
vs banks

Volume-Based Pricing

Annual FX VolumeUnicorn SpreadAnnual Savings
£1M - £5M0.50%£20,000+
£5M - £10M0.45%£102,500+
£10M - £25M0.40%£262,500+
£25M+CustomContact us

Minimum: £1M annual FX volume

Common Use Cases for GBP/USD

What Businesses Use This Corridor

Pay US suppliers, manufacturing equipment imports

  • Manufacturing Exporters
  • Electronics Importers
  • Technology Distribution

Typical Monthly Volume: £500k-£5M

Local Payment Rails in USD

Avoid SWIFT fees by using local payment systems:

  • ACH - Faster settlement, lower fees
  • Fedwire - Faster settlement, lower fees
  • RTP - Faster settlement, lower fees

Traditional banks use SWIFT (3-4% fees). We use local rails where possible for T+0 (2.3s avg) settlement.

Why Choose Unicorn for GBP/USD

Real-Time FX Exposure Tracking

Upload supplier invoices in USD. See live P/L as GBP/USD rates move. Know exactly what waiting costs you.

15-Second Rate Locks

Lock the GBP/USD rate for 15 seconds. Time to calculate margins, check inventory, and confirm with your team before committing.

80% Lower Costs

Save £2,025 on every £100,000 transaction. On £500k-£5M monthly: save £10,125101,250 annually.

Frequently Asked Questions

What is the current GBP to USD exchange rate?

The current British Pound to US Dollar exchange rate is 1 GBP = 1.2650 USD. This rate is fetched from our treasury system in real-time when you load the page during market hours (Monday-Friday) (last updated Just now).

How much does it cost to convert GBP to USD?

Unicorn Currencies charges a 0.5% FX spread plus a £5 payment fee. On a £100,000 transaction, you save £2,025 (80%) compared to traditional banks which charge 2.5% spread plus £25-40 fees.

How fast can I send money from GBP to USD?

Payments settle in T+0 (2.3s avg). We use local payment rails (ACH, Fedwire, RTP) instead of SWIFT, which is why we're 10-50x faster than traditional banks.

Who uses GBP to USD exchange services?

This currency corridor is popular with Manufacturing Exporters, Electronics Importers, Technology Distribution. Pay US suppliers, manufacturing equipment imports. Typical monthly volume ranges from £500k-£5M.

Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

$1M+ in GBP/USD Payments? Save 80%

Enterprise treasury platform for import/export businesses with $1M+ annual FX volume

Unicorn Currencies works exclusively with businesses doing $1M+ annual FX volume.