USD to CAD Exchange Rate
Real-time US Dollar to Canadian Dollar rates for import/export businesses.
Save 75% vs traditional banks.
Bank vs Unicorn Currencies
See exactly how much you save on a £100,000 transaction
| Cost Item | Traditional Banks | Unicorn Currencies |
|---|---|---|
| Transaction Size | £100,000 | £100,000 |
| FX Spread | 2% | 0.5% |
| Payment Fee | £25-40 | £5 |
| Total Cost | £2,030 | £505 |
| YOUR SAVINGS | — | £1,525 (75%) |
| Settlement Speed | 2-3 days | T+0 (2.3s avg) |
Enterprise Transaction Examples
Savings vs traditional banks on typical enterprise transaction sizes
Volume-Based Pricing
| Annual FX Volume | Unicorn Spread | Annual Savings |
|---|---|---|
| £1M - £5M | 0.50% | £20,000+ |
| £5M - £10M | 0.45% | £102,500+ |
| £10M - £25M | 0.40% | £262,500+ |
| £25M+ | Custom | Contact us |
Minimum: £1M annual FX volume
Common Use Cases for USD/CAD
What Businesses Use This Corridor
Pay North America suppliers in Canadian Dollar. Natural Resources, Manufacturing sectors.
- Natural Resources
- Manufacturing
- Agriculture
- Energy
Typical Monthly Volume: £100k-£1M
Local Payment Rails in CAD
Avoid SWIFT fees by using local payment systems:
- EFT - Faster settlement, lower fees
- Interac - Faster settlement, lower fees
- Lynx - Faster settlement, lower fees
Traditional banks use SWIFT (3-4% fees). We use local rails where possible for T+0 (2.3s avg) settlement.
Why Choose Unicorn for USD/CAD
Real-Time FX Exposure Tracking
Upload supplier invoices in CAD. See live P/L as USD/CAD rates move. Know exactly what waiting costs you.
15-Second Rate Locks
Lock the USD/CAD rate for 15 seconds. Time to calculate margins, check inventory, and confirm with your team before committing.
75% Lower Costs
Save £1,525 on every £100,000 transaction. On £100k-£1M monthly: save £7,625-£76,250 annually.
Frequently Asked Questions
What is the current USD to CAD exchange rate?
The current US Dollar to Canadian Dollar exchange rate is 1 USD = 1.4100 CAD. This rate is fetched from our treasury system in real-time when you load the page during market hours (Monday-Friday).
How much does it cost to convert USD to CAD?
Unicorn Currencies charges a 0.5% FX spread plus a £5 payment fee. On a £100,000 transaction, you save £1,525 (75%) compared to traditional banks which charge 2% spread plus £25-40 fees.
How fast can I send money from USD to CAD?
Payments settle in T+0 (2.3s avg). We use local payment rails (EFT, Interac, Lynx) instead of SWIFT, which is why we're 10-50x faster than traditional banks.
Who uses USD to CAD exchange services?
This currency corridor is popular with Natural Resources, Manufacturing, Agriculture, Energy. Pay North America suppliers in Canadian Dollar. Natural Resources, Manufacturing sectors.. Typical monthly volume ranges from £100k-£1M.
$1M+ in USD/CAD Payments? Save 75%
Enterprise treasury platform for import/export businesses with $1M+ annual FX volume
Unicorn Currencies works exclusively with businesses doing $1M+ annual FX volume.