USD to XOF Exchange Rate Today
Real-time US Dollar to West African CFA Franc rates for import/export businesses. Save 87% vs traditional banks.
This is the real rate. Your bank shows you a different number — with 2-4% added to their margin. On £100k, that's £2,000-£4,000 you never see.
Bank vs Unicorn Currencies
See exactly how much you save on a £100,000 transaction
| Cost Item | Traditional Banks | Unicorn Currencies |
|---|---|---|
| Transaction Size | £100,000 | £100,000 |
| FX Spread | 4% | 0.5% |
| Payment Fee | £25-40 | £5 |
| Total Cost | £4,030 | £505 |
| YOUR SAVINGS | — | £3,525 (87%) |
| Settlement Speed | 2-3 days | T+0 (2.3s avg) |
Enterprise Transaction Examples
Savings vs traditional banks on typical enterprise transaction sizes
Volume-Based Pricing
| Annual FX Volume | Unicorn Currencies spread | Annual Savings |
|---|---|---|
| £1M - £5M | 0.50% | £20,000+ |
| £5M - £10M | 0.45% | £102,500+ |
| £10M - £25M | 0.40% | £262,500+ |
| £25M+ | Custom | Contact us |
Minimum: £1M annual FX volume
Common Use Cases for USD/XOF
What Businesses Use This Corridor
Pay Africa suppliers in West African CFA Franc. Agriculture, Mining sectors.
- Agriculture
- Mining
- Cotton Export
- Cocoa
Typical Monthly Volume: £50k-£500k
Local Payment Rails in XOF
Avoid SWIFT fees by using local payment systems:
- BCEAO STAR - Faster settlement, lower fees
- SICA-UEMOA - Faster settlement, lower fees
Traditional banks use SWIFT (3-4% fees). We use local rails where possible for T+0 (2.3s avg) settlement.
Why Choose Unicorn Currencies for USD/XOF
Real-Time FX Exposure Tracking
Upload supplier invoices in XOF. See live P/L as USD/XOF rates move. Know exactly what waiting costs you.
15-Second Rate Locks
Lock the USD/XOF rate for 15 seconds. Time to calculate margins, check inventory, and confirm with your team before committing.
87% Lower Costs
Save £3,525 on every £100,000 transaction. On £50k-£500k monthly: save £17,625-£176,250 annually.
Frequently Asked Questions
What is the current USD to XOF exchange rate?
The current US Dollar to West African CFA Franc exchange rate is 1 USD = 605.0000 XOF. This rate is fetched from our treasury system in real-time when you load the page during market hours (Monday-Friday).
How much does it cost to convert USD to XOF?
Unicorn Currencies charges a 0.5% FX spread plus a £5 payment fee. On a £100,000 transaction, you save £3,525 (87%) compared to traditional banks which charge 4% spread plus £25-40 fees.
How fast can I send money from USD to XOF?
Payments settle in T+0 (2.3s avg). We use local payment rails (BCEAO STAR, SICA-UEMOA) instead of SWIFT, which is why we're 10-50x faster than traditional banks.
Who uses USD to XOF exchange services?
This currency corridor is popular with Agriculture, Mining, Cotton Export, Cocoa. Pay Africa suppliers in West African CFA Franc. Agriculture, Mining sectors.. Typical monthly volume ranges from £50k-£500k.
The Question Most Importers Never Ask Their Bank
“What is your actual FX spread on this transaction?” Try asking. Watch what happens.
Most banks won't give you a straight answer. Talk to our treasury team and we'll show you the real number.
$1M+ in USD/XOF Payments? Save 87%
Enterprise treasury platform for import/export businesses with $1M+ annual FX volume
Unicorn Currencies works exclusively with businesses doing $1M+ annual FX volume.