How We're Regulated
We operate under two of the world's most respected financial regulatory frameworks.
Canada — Our Primary Regulatory Home
Unicorn Currencies Limited is registered with the Bank of Canada as a Payment Service Provider under the Retail Payment Activities Act (RPAA). We are registered with FINTRAC as a Money Services Business (MSB: C100000159).
What this means for you: your funds are segregated, our operations are supervised, and we follow Canadian anti-money laundering and counter-terrorism financing regulations.
United Kingdom — Operating via FCA-Authorised Partners
We serve UK-based businesses through partnerships with FCA-authorised Electronic Money Institutions (EMIs). This means your payments in the UK are processed under FCA oversight, with full safeguarding protections.
Unicorn Currencies itself is not directly FCA-authorised — we work through authorised partners to ensure full regulatory coverage.
What This Means for Your Business
- ✓Segregated client funds — your money is kept separate from our operating funds
- ✓Regulated settlement processes — supervised by the Bank of Canada
- ✓AML/KYC compliance — we verify every business we onboard
- ✓Ongoing monitoring — transaction monitoring, sanctions screening, and risk management
- ✓LEI: 9845001A4CFE0EAC8E79
Verify Us
- Bank of Canada RPAA Registry →
- FINTRAC MSB Registry (search C100000159) →
- UK Companies House: 14325478 →
- LEI Lookup: 9845001A4CFE0EAC8E79 →
Questions about our regulatory status?
Contact our compliance team or speak to the treasury desk.