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Agricultural Equipment: Pay India Suppliers Fast

Import tractors, farming machinery, irrigation systems, and agricultural technology Send INR payments to India suppliers with t+0 (2.3s avg within unicorn network). Save 86% vs traditional banks.

Save £3,025 per £100k Payment

Typical savings for Agricultural Equipment paying India suppliers

Traditional Bank
£3,530
FX Spread: 3.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • UPI (Unified Payments Interface) available
  • ✓ 0.14s automated compliance
Your Annual Savings
86%
£3,025 per £100k

At £200k-£2M monthly volume, save £36,300/year

Common Challenges: Agricultural Equipment in India

Industry Pain Points

  • Seasonal purchasing patterns
  • High-value machinery financing
  • Spare parts urgency (harvest time)
  • Long lead times for specialized equipment

Country-Specific Considerations

  • FEMA (Foreign Exchange Management Act) compliance
  • RBI (Reserve Bank of India) reporting for large transactions
  • Import/export code (IEC) required for trade payments
  • GST (Goods and Services Tax) documentation

How Unicorn Solves Agricultural Equipment Payment Challenges in India

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use UPI (Unified Payments Interface) for instant INR settlement.Instant mobile payments, free for merchants

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for India regulations.FEMA (Foreign Exchange Management Act) compliance handled automatically.

Agricultural Equipment Payment Profile

Understanding the payment dynamics of Agricultural Equipment when paying India suppliers

Payment Timing

Pre-season orders: deposit + delivery payment. Spare parts: immediate. Finance deals: dealer coordinated.

Settlement Priority: CRITICAL during harvest: Equipment downtime = crop loss. Spare parts must ship same day. Pre-season more flexible.

📄 Invoice Terms

Dealer finance typical. Cash: deposit + delivery. Spares: Net 30 or immediate for urgent.

Cash Flow Pattern:

Highly seasonal: Pre-season purchases (Feb-Apr), harvest spares (Aug-Oct). Farm income cycles drive payment timing.

📊 FX Risk Profile

MODERATE: EUR (major brands), USD (American equipment). Planned purchases allow hedging. Emergency spares require flexibility.

Supplier Relationships:

Dealer networks for major brands. Direct import for implements. Spares: OEM and aftermarket. Relationship with local dealer critical.

Common Documentation for Agricultural Equipment

  • CE/UKCA Declaration
  • Type Approval (road-going)
  • Operator Manual
  • Warranty Registration
  • Emissions Certificate

Popular India Supplier Types for Agricultural Equipment

Common India Suppliers

  • Textile mills (Tirupur, Ludhiana, Surat)
  • Garment manufacturers (Bangalore, Delhi NCR)
  • Leather goods (Kanpur, Chennai)
  • IT/software development (Bangalore, Hyderabad)

Payment Tips for India

  • Use UPI or IMPS to avoid 2-3 day SWIFT delays
  • Coordinate with supplier's CA for GST invoice matching
  • INR is volatile - lock rates when favorable
  • Avoid Diwali/festival periods for urgent payments
Typical Transaction Size
£30k-£150k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay India Suppliers 86% Cheaper?

Join Agricultural Equipment businesses saving £3,025 per £100k payment with t+0 (2.3s avg within unicorn network).

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