🚜🇳🇬

Agricultural Equipment: Pay Nigeria Suppliers Fast

Import tractors, farming machinery, irrigation systems, and agricultural technology Send NGN payments to Nigeria suppliers with t+0 (2.3s avg within unicorn network). Save 87% vs traditional banks.

Save £3,535 per £100k Payment

Typical savings for Agricultural Equipment paying Nigeria suppliers

Traditional Bank
£4,040
FX Spread: 4% + £40 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • NIBSS Instant Payment (NIP) available
  • ✓ 0.14s automated compliance
Your Annual Savings
87%
£3,535 per £100k

At £200k-£2M monthly volume, save £42,420/year

Common Challenges: Agricultural Equipment in Nigeria

Industry Pain Points

  • Seasonal purchasing patterns
  • High-value machinery financing
  • Spare parts urgency (harvest time)
  • Long lead times for specialized equipment

Country-Specific Considerations

  • Central Bank of Nigeria (CBN) foreign exchange regulations
  • Form M (Import documentation) required for imports
  • Treasury Single Account (TSA) compliance for government payments
  • SWIFT code verification critical for international transfers

How Unicorn Solves Agricultural Equipment Payment Challenges in Nigeria

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use NIBSS Instant Payment (NIP) for instant NGN settlement.Nigeria's instant inter-bank payment system, 24/7 availability

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Nigeria regulations.Central Bank of Nigeria (CBN) foreign exchange regulations handled automatically.

Agricultural Equipment Payment Profile

Understanding the payment dynamics of Agricultural Equipment when paying Nigeria suppliers

Payment Timing

Pre-season orders: deposit + delivery payment. Spare parts: immediate. Finance deals: dealer coordinated.

Settlement Priority: CRITICAL during harvest: Equipment downtime = crop loss. Spare parts must ship same day. Pre-season more flexible.

📄 Invoice Terms

Dealer finance typical. Cash: deposit + delivery. Spares: Net 30 or immediate for urgent.

Cash Flow Pattern:

Highly seasonal: Pre-season purchases (Feb-Apr), harvest spares (Aug-Oct). Farm income cycles drive payment timing.

📊 FX Risk Profile

MODERATE: EUR (major brands), USD (American equipment). Planned purchases allow hedging. Emergency spares require flexibility.

Supplier Relationships:

Dealer networks for major brands. Direct import for implements. Spares: OEM and aftermarket. Relationship with local dealer critical.

Common Documentation for Agricultural Equipment

  • CE/UKCA Declaration
  • Type Approval (road-going)
  • Operator Manual
  • Warranty Registration
  • Emissions Certificate

Popular Nigeria Supplier Types for Agricultural Equipment

Common Nigeria Suppliers

  • Oil & gas service providers (Lagos, Port Harcourt)
  • Agricultural exporters (Kano, Kaduna)
  • Manufacturing (Lagos, Ogun State)
  • Construction materials (Lagos, Abuja)

Payment Tips for Nigeria

  • Use NIP for instant settlement - avoid SWIFT delays
  • Nigeria = Africa's largest economy, growing trade hub
  • Multiple exchange rates exist - ensure you get interbank rate
  • Oil & gas payments require enhanced due diligence
Typical Transaction Size
£50k-£250k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Nigeria Suppliers 87% Cheaper?

Join Agricultural Equipment businesses saving £3,535 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB