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Coffee Importers: Pay Indonesia Suppliers Fast

Import green coffee beans, roasted coffee, and specialty coffee products from origin countries Send IDR payments to Indonesia suppliers with t+0 (2.3s avg within unicorn network). Save 82% vs traditional banks.

Save £2,320 per £100k Payment

Typical savings for Coffee Importers paying Indonesia suppliers

Traditional Bank
£2,825
FX Spread: 2.8% + £25 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • BI-FAST available
  • ✓ 0.14s automated compliance
Your Annual Savings
82%
£2,320 per £100k

At £300k-£2M monthly volume, save £27,840/year

Common Challenges: Coffee Importers in Indonesia

Industry Pain Points

  • FX volatility between contract and delivery (3-6 month gap)
  • Demurrage costs on delayed containers ($150-300/day)
  • Payment timing pressure from suppliers
  • Thin margins (8-12%) vulnerable to FX swings

Country-Specific Considerations

  • Bank Indonesia FX regulations
  • Indonesian Customs documentation
  • VAT (11%) on imports
  • OJK (Financial Services Authority) oversight

How Unicorn Solves Coffee Importers Payment Challenges in Indonesia

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use BI-FAST for instant IDR settlement.Bank Indonesia instant payment system, 24/7

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Indonesia regulations.Bank Indonesia FX regulations handled automatically.

Coffee Importers Payment Profile

Understanding the payment dynamics of Coffee Importers when paying Indonesia suppliers

Payment Timing

Letter of Credit (LC) at shipment or Net 30-60 days after container arrival

Settlement Priority: CRITICAL: Suppliers hold next shipment until payment clears. Delayed payment = supply chain disruption.

📄 Invoice Terms

LC for orders $50k+ (Green Coffee), Net 30 for established relationships, 50% prepayment for new suppliers

Cash Flow Pattern:

Seasonal harvest peaks (Oct-Mar Southern hemisphere, Apr-Sep Northern). Bi-weekly container arrivals during harvest, monthly off-season.

📊 FX Risk Profile

HIGH: 3-6 month contract-to-delivery gap. BRL and VND volatility. 10% FX swing eliminates entire 8-12% profit margin.

Supplier Relationships:

Long-term contracts with estates/cooperatives for specialty. Spot market for commodity-grade. Brokers for aggregation.

Common Documentation for Coffee Importers

  • Bill of Lading (ocean freight proof)
  • Commercial Invoice with ICO standards
  • Certificate of Origin (USDA/phytosanitary)
  • Quality Report (cupping scores, defect count)
  • Insurance Certificate (marine cargo)

Popular Indonesia Supplier Types for Coffee Importers

Common Indonesia Suppliers

  • Palm oil plantations (Sumatra, Kalimantan)
  • Textile factories (Java, Bali)
  • Coal mines (Kalimantan)
  • Coffee exporters (Sumatra, Java)

Payment Tips for Indonesia

  • Indonesia = Largest palm oil producer, textile exporter
  • BI-FAST enables instant IDR settlement
  • Jakarta + Surabaya = Main business hubs
  • Island logistics - consider shipping times
Typical Transaction Size
£30k-£150k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Indonesia Suppliers 82% Cheaper?

Join Coffee Importers businesses saving £2,320 per £100k payment with t+0 (2.3s avg within unicorn network).

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