🇸🇬

Coffee Importers: Pay Singapore Suppliers Fast

Import green coffee beans, roasted coffee, and specialty coffee products from origin countries Send SGD payments to Singapore suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

Save £2,025 per £100k Payment

Typical savings for Coffee Importers paying Singapore suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • PayNow Corporate available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £300k-£2M monthly volume, save £24,300/year

Common Challenges: Coffee Importers in Singapore

Industry Pain Points

  • FX volatility between contract and delivery (3-6 month gap)
  • Demurrage costs on delayed containers ($150-300/day)
  • Payment timing pressure from suppliers
  • Thin margins (8-12%) vulnerable to FX swings

Country-Specific Considerations

  • MAS (Monetary Authority of Singapore) oversight
  • GST (9%) documentation required
  • UEN (Unique Entity Number) mandatory for all businesses
  • Strict AML/CTF compliance (FATF Tier 1)

How Unicorn Solves Coffee Importers Payment Challenges in Singapore

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use PayNow Corporate for instant SGD settlement.Instant business payments using company UEN, 24/7

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Singapore regulations.MAS (Monetary Authority of Singapore) oversight handled automatically.

Coffee Importers Payment Profile

Understanding the payment dynamics of Coffee Importers when paying Singapore suppliers

Payment Timing

Letter of Credit (LC) at shipment or Net 30-60 days after container arrival

Settlement Priority: CRITICAL: Suppliers hold next shipment until payment clears. Delayed payment = supply chain disruption.

📄 Invoice Terms

LC for orders $50k+ (Green Coffee), Net 30 for established relationships, 50% prepayment for new suppliers

Cash Flow Pattern:

Seasonal harvest peaks (Oct-Mar Southern hemisphere, Apr-Sep Northern). Bi-weekly container arrivals during harvest, monthly off-season.

📊 FX Risk Profile

HIGH: 3-6 month contract-to-delivery gap. BRL and VND volatility. 10% FX swing eliminates entire 8-12% profit margin.

Supplier Relationships:

Long-term contracts with estates/cooperatives for specialty. Spot market for commodity-grade. Brokers for aggregation.

Common Documentation for Coffee Importers

  • Bill of Lading (ocean freight proof)
  • Commercial Invoice with ICO standards
  • Certificate of Origin (USDA/phytosanitary)
  • Quality Report (cupping scores, defect count)
  • Insurance Certificate (marine cargo)

Popular Singapore Supplier Types for Coffee Importers

Common Singapore Suppliers

  • Electronics manufacturers (Jurong, Ang Mo Kio)
  • Petrochemical suppliers (Jurong Island)
  • Precision engineering (Woodlands, Sembawang)
  • Pharmaceutical companies (Tuas, Biopolis)

Payment Tips for Singapore

  • Singapore = Asia's financial and tech hub, extremely efficient
  • PayNow Corporate enables instant SGD payments without SWIFT fees
  • English-speaking, business-friendly environment
  • Strategic location for Southeast Asia supply chains
Typical Transaction Size
£80k-£350k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Singapore Suppliers 80% Cheaper?

Join Coffee Importers businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB