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Commodity Importers — Pay Colombian Suppliers Faster, Cheaper

Commodity prices move faster than your bank settles payments.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for commodity importers businesses. 0.5% spreads. Same-day COP settlement. Free container tracking.

Get a Quote for Your Next Colombian Payment

Commodity Importers margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,419 per £100k Payment

Typical savings for Commodity Importers paying Colombia suppliers

Traditional Bank
£2,924
FX Spread: 2.9% + £24 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • PSE (Pagos Seguros en Línea) available
  • ✓ 0.14s automated compliance
Your Annual Savings
83%
£2,419 per £100k

At £1M-£20M monthly volume, save £29,028/year

What Challenges Do Commodity Importers Businesses Face Paying Colombia?

Industry Pain Points

  • Commodity price and FX double exposure
  • Large volume transactions (£500k-£5M+)
  • Futures contract settlement timing
  • Storage and demurrage costs

Country-Specific Considerations

  • Banco de la República de Colombia regulations
  • DIAN (Tax Authority) documentation
  • IVA (VAT 19%) on goods and services
  • Customs declaration requirements

How Do Commodity Importers Businesses Typically Pay Colombian Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use PSE (Pagos Seguros en Línea) for instant COP settlement. Colombia instant online payment system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Colombia regulations. Banco de la República de Colombia regulations handled automatically.

How Commodity Importers Businesses Typically Pay Colombian Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

LC at sight standard for bulk commodities. Payment triggers on Bill of Lading. Futures contracts: margin calls and settlement dates.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

LC at sight (90% of bulk), CAD for established relationships, futures exchange settlement terms. Prepayment rare except spot purchases.

Cash Flow Pattern:

Lumpy, shipment-based. Harvest cycles create seasonal concentration. Futures positions require margin. Storage costs if holding physical.

📊 FX Risk Profile

EXTREME: Double exposure (commodity price + FX). USD pricing standard. BRL, ZAR, AUD volatility. Must hedge both or accept speculation risk.

Supplier Relationships:

Trading houses, cooperatives, direct from producers. Exchange-traded relationships. Long-term contracts for supply security. Brokers for spot.

Common Documentation for Commodity Importers

  • Bill of Lading (ocean)
  • Certificate of Origin
  • Quality/Grade Certificate
  • Phytosanitary Certificate (agricultural)
  • Weight Certificate (independent surveyor)

Popular Colombia Supplier Types for Commodity Importers

Common Colombia Suppliers

  • Coffee exporters (Eje Cafetero region)
  • Flower growers (Bogotá savanna)
  • Textile factories (Medellín, Bogotá)
  • Emerald traders (Bogotá)

Payment Tips for Colombia

  • Colombia = Coffee leader (3rd globally), flower exporter (2nd globally)
  • PSE widely adopted for COP payments
  • Bogotá + Medellín + Cali = Main business centers
  • Improving security situation - verify supplier locations
Typical Transaction Size
£30k-£145k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Commodity Importers Payments to Colombia

How do Commodity Importers businesses pay suppliers in Colombia?

Commodity Importers businesses can pay Colombia suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like PSE (Pagos Seguros en Línea). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Colombia Commodity Importers suppliers?

To pay Commodity Importers suppliers in Colombia, you need the recipient's Account Number (SWIFT/BIC and account number (no single national code)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Commodity Importers businesses save on Colombia payments?

Commodity Importers businesses typically save 83% compared to traditional banks when paying Colombia suppliers. On a £100k transaction, that's £2,419 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.9% spread + £24 fees.

Is container tracking available for Commodity Importers shipments from Colombia?

Yes, Unicorn Currencies offers FREE container tracking for Commodity Importers shipments from Colombia. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Commodity Importers businesses typically use with Colombia?

Commodity Importers businesses typically convert GBP to COP when paying Colombia suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Colombia Suppliers 83% Cheaper?

Join Commodity Importers businesses saving £2,419 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB