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Commodity Importers — Pay Indonesian Suppliers Faster, Cheaper

Commodity prices move faster than your bank settles payments.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for commodity importers businesses. 0.5% spreads. Same-day IDR settlement. Free container tracking.

Get a Quote for Your Next Indonesian Payment

Commodity Importers margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,320 per £100k Payment

Typical savings for Commodity Importers paying Indonesia suppliers

Traditional Bank
£2,825
FX Spread: 2.8% + £25 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • BI-FAST available
  • ✓ 0.14s automated compliance
Your Annual Savings
82%
£2,320 per £100k

At £1M-£20M monthly volume, save £27,840/year

What Challenges Do Commodity Importers Businesses Face Paying Indonesia?

Industry Pain Points

  • Commodity price and FX double exposure
  • Large volume transactions (£500k-£5M+)
  • Futures contract settlement timing
  • Storage and demurrage costs

Country-Specific Considerations

  • Bank Indonesia FX regulations
  • Indonesian Customs documentation
  • VAT (11%) on imports
  • OJK (Financial Services Authority) oversight

How Do Commodity Importers Businesses Typically Pay Indonesian Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use BI-FAST for instant IDR settlement. Bank Indonesia instant payment system, 24/7

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Indonesia regulations. Bank Indonesia FX regulations handled automatically.

How Commodity Importers Businesses Typically Pay Indonesian Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

LC at sight standard for bulk commodities. Payment triggers on Bill of Lading. Futures contracts: margin calls and settlement dates.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

LC at sight (90% of bulk), CAD for established relationships, futures exchange settlement terms. Prepayment rare except spot purchases.

Cash Flow Pattern:

Lumpy, shipment-based. Harvest cycles create seasonal concentration. Futures positions require margin. Storage costs if holding physical.

📊 FX Risk Profile

EXTREME: Double exposure (commodity price + FX). USD pricing standard. BRL, ZAR, AUD volatility. Must hedge both or accept speculation risk.

Supplier Relationships:

Trading houses, cooperatives, direct from producers. Exchange-traded relationships. Long-term contracts for supply security. Brokers for spot.

Common Documentation for Commodity Importers

  • Bill of Lading (ocean)
  • Certificate of Origin
  • Quality/Grade Certificate
  • Phytosanitary Certificate (agricultural)
  • Weight Certificate (independent surveyor)

Popular Indonesia Supplier Types for Commodity Importers

Common Indonesia Suppliers

  • Palm oil plantations (Sumatra, Kalimantan)
  • Textile factories (Java, Bali)
  • Coal mines (Kalimantan)
  • Coffee exporters (Sumatra, Java)

Payment Tips for Indonesia

  • Indonesia = Largest palm oil producer, textile exporter
  • BI-FAST enables instant IDR settlement
  • Jakarta + Surabaya = Main business hubs
  • Island logistics - consider shipping times
Typical Transaction Size
£30k-£150k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Commodity Importers Payments to Indonesia

How do Commodity Importers businesses pay suppliers in Indonesia?

Commodity Importers businesses can pay Indonesia suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like BI-FAST. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Indonesia Commodity Importers suppliers?

To pay Commodity Importers suppliers in Indonesia, you need the recipient's SWIFT + Account (SWIFT/BIC or local bank code and account number), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Commodity Importers businesses save on Indonesia payments?

Commodity Importers businesses typically save 82% compared to traditional banks when paying Indonesia suppliers. On a £100k transaction, that's £2,320 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.8% spread + £25 fees.

Is container tracking available for Commodity Importers shipments from Indonesia?

Yes, Unicorn Currencies offers FREE container tracking for Commodity Importers shipments from Indonesia. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Commodity Importers businesses typically use with Indonesia?

Commodity Importers businesses typically convert GBP to IDR when paying Indonesia suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Indonesia Suppliers 82% Cheaper?

Join Commodity Importers businesses saving £2,320 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB