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Commodity Importers: Pay Switzerland Suppliers Fast

Import raw commodities including grains, metals, minerals, and agricultural products Send CHF payments to Switzerland suppliers with t+0 (2.3s avg within unicorn network). Save 77% vs traditional banks.

Save £1,730 per £100k Payment

Typical savings for Commodity Importers paying Switzerland suppliers

Traditional Bank
£2,235
FX Spread: 2.2% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • SIC (Swiss Interbank Clearing) available
  • ✓ 0.14s automated compliance
Your Annual Savings
77%
£1,730 per £100k

At £1M-£20M monthly volume, save £20,760/year

Common Challenges: Commodity Importers in Switzerland

Industry Pain Points

  • Commodity price and FX double exposure
  • Large volume transactions (£500k-£5M+)
  • Futures contract settlement timing
  • Storage and demurrage costs

Country-Specific Considerations

  • Swiss National Bank oversight
  • Swiss Customs documentation
  • VAT (7.7%) on goods and services
  • FINMA regulations for financial services

How Unicorn Solves Commodity Importers Payment Challenges in Switzerland

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use SIC (Swiss Interbank Clearing) for instant CHF settlement.Swiss instant payment system, widely adopted

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Switzerland regulations.Swiss National Bank oversight handled automatically.

Commodity Importers Payment Profile

Understanding the payment dynamics of Commodity Importers when paying Switzerland suppliers

Payment Timing

LC at sight standard for bulk commodities. Payment triggers on Bill of Lading. Futures contracts: margin calls and settlement dates.

Settlement Priority: HIGH: LC documents must be perfect. Delays = demurrage on bulk carriers (£10k-50k/day for vessels). Timing critical for futures settlement.

📄 Invoice Terms

LC at sight (90% of bulk), CAD for established relationships, futures exchange settlement terms. Prepayment rare except spot purchases.

Cash Flow Pattern:

Lumpy, shipment-based. Harvest cycles create seasonal concentration. Futures positions require margin. Storage costs if holding physical.

📊 FX Risk Profile

EXTREME: Double exposure (commodity price + FX). USD pricing standard. BRL, ZAR, AUD volatility. Must hedge both or accept speculation risk.

Supplier Relationships:

Trading houses, cooperatives, direct from producers. Exchange-traded relationships. Long-term contracts for supply security. Brokers for spot.

Common Documentation for Commodity Importers

  • Bill of Lading (ocean)
  • Certificate of Origin
  • Quality/Grade Certificate
  • Phytosanitary Certificate (agricultural)
  • Weight Certificate (independent surveyor)

Popular Switzerland Supplier Types for Commodity Importers

Common Switzerland Suppliers

  • Precision instrument makers (Zürich, Basel)
  • Pharmaceutical companies (Basel, Zug)
  • Machinery manufacturers (Winterthur, St. Gallen)
  • Watch manufacturers (Geneva, Neuchâtel)

Payment Tips for Switzerland

  • Switzerland = Precision manufacturing, pharma (Roche, Novartis)
  • SIC enables instant CHF settlement
  • High quality standards - expect premium pricing
  • Multilingual (German, French, Italian) - language considerations
Typical Transaction Size
£90k-£450k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Switzerland Suppliers 77% Cheaper?

Join Commodity Importers businesses saving £1,730 per £100k payment with t+0 (2.3s avg within unicorn network).

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