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Construction Materials: Pay Australia Suppliers Fast

Import building materials, construction supplies, and infrastructure products Send AUD payments to Australia suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

Save £2,030 per £100k Payment

Typical savings for Construction Materials paying Australia suppliers

Traditional Bank
£2,535
FX Spread: 2.5% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • NPP (New Payments Platform) available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,030 per £100k

At £400k-£3M monthly volume, save £24,360/year

Common Challenges: Construction Materials in Australia

Industry Pain Points

  • Project-based demand (lumpy)
  • Heavy/bulky goods (freight intensive)
  • Weather-dependent delivery
  • Credit terms for contractors

Country-Specific Considerations

  • APRA (Australian Prudential Regulation Authority) oversight
  • GST (10%) applicable to most goods/services
  • ABN (Australian Business Number) required for all suppliers
  • AUSTRAC AML/CTF compliance

How Unicorn Solves Construction Materials Payment Challenges in Australia

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use NPP (New Payments Platform) for instant AUD settlement.Real-time payments 24/7, PayID addressing system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Australia regulations.APRA (Australian Prudential Regulation Authority) oversight handled automatically.

Construction Materials Payment Profile

Understanding the payment dynamics of Construction Materials when paying Australia suppliers

Payment Timing

Project milestone payments. Net 30-45 for materials suppliers. Payment on delivery for bulk materials (concrete, aggregates).

Settlement Priority: HIGH: Site delays costly. Workers idle waiting for materials = daily burn rate. Fast payment ensures priority delivery scheduling.

📄 Invoice Terms

Net 30-45 (established suppliers), COD for bulk deliveries. Project retentions (5%) held 6-12 months. Credit lines for large contractors.

Cash Flow Pattern:

Project-based and weather-dependent. Construction season (Mar-Oct in UK). Large projects: payments spread over months. Retentions delay final settlement.

📊 FX Risk Profile

MODERATE: EUR (European materials), CNY (fixtures/tiles), TRY (marble). Project budgets set in GBP, FX swings affect margins. Hedge at tender stage.

Supplier Relationships:

Mix of long-term (major suppliers) and project-specific (specialist materials). Builders merchants for convenience, direct-import for bulk savings.

Common Documentation for Construction Materials

  • Delivery Note (site-specific)
  • CE/UKCA Marking Certificate
  • Declaration of Performance (DoP)
  • Test Certificates (concrete/steel)
  • Environmental Product Declaration (EPD)

Popular Australia Supplier Types for Construction Materials

Common Australia Suppliers

  • Mining equipment (Perth, Brisbane)
  • Agricultural suppliers (Adelaide, Melbourne)
  • Wine producers (Barossa Valley, Margaret River)
  • Education institutions (Sydney, Melbourne)

Payment Tips for Australia

  • Australia = Mining and agriculture powerhouse, commodity exporter
  • NPP enables instant AUD payments without international wire fees
  • Strong trade relationship with Asia-Pacific region
  • Time zone considerations: AEST is 9-11 hours ahead of UK
Typical Transaction Size
£60k-£280k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Australia Suppliers 80% Cheaper?

Join Construction Materials businesses saving £2,030 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB