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Construction Materials: Pay Peru Suppliers Fast

Import building materials, construction supplies, and infrastructure products Send PEN payments to Peru suppliers with t+0 (2.3s avg within unicorn network). Save 82% vs traditional banks.

Save £2,319 per £100k Payment

Typical savings for Construction Materials paying Peru suppliers

Traditional Bank
£2,824
FX Spread: 2.8% + £24 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • Plin available
  • ✓ 0.14s automated compliance
Your Annual Savings
82%
£2,319 per £100k

At £400k-£3M monthly volume, save £27,828/year

Common Challenges: Construction Materials in Peru

Industry Pain Points

  • Project-based demand (lumpy)
  • Heavy/bulky goods (freight intensive)
  • Weather-dependent delivery
  • Credit terms for contractors

Country-Specific Considerations

  • Banco Central de Reserva del Perú regulations
  • SUNAT (Tax Authority) documentation
  • IGV (VAT 18%) on goods and services
  • Mining sector oversight

How Unicorn Solves Construction Materials Payment Challenges in Peru

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use Plin for instant PEN settlement.Peru instant payment app, growing adoption

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Peru regulations.Banco Central de Reserva del Perú regulations handled automatically.

Construction Materials Payment Profile

Understanding the payment dynamics of Construction Materials when paying Peru suppliers

Payment Timing

Project milestone payments. Net 30-45 for materials suppliers. Payment on delivery for bulk materials (concrete, aggregates).

Settlement Priority: HIGH: Site delays costly. Workers idle waiting for materials = daily burn rate. Fast payment ensures priority delivery scheduling.

📄 Invoice Terms

Net 30-45 (established suppliers), COD for bulk deliveries. Project retentions (5%) held 6-12 months. Credit lines for large contractors.

Cash Flow Pattern:

Project-based and weather-dependent. Construction season (Mar-Oct in UK). Large projects: payments spread over months. Retentions delay final settlement.

📊 FX Risk Profile

MODERATE: EUR (European materials), CNY (fixtures/tiles), TRY (marble). Project budgets set in GBP, FX swings affect margins. Hedge at tender stage.

Supplier Relationships:

Mix of long-term (major suppliers) and project-specific (specialist materials). Builders merchants for convenience, direct-import for bulk savings.

Common Documentation for Construction Materials

  • Delivery Note (site-specific)
  • CE/UKCA Marking Certificate
  • Declaration of Performance (DoP)
  • Test Certificates (concrete/steel)
  • Environmental Product Declaration (EPD)

Popular Peru Supplier Types for Construction Materials

Common Peru Suppliers

  • Copper mines (Arequipa, Cusco)
  • Textile manufacturers (Lima, Arequipa)
  • Agricultural exporters (La Libertad)
  • Seafood processors (Paracas, Chimbote)

Payment Tips for Peru

  • Peru = Copper/silver leader, textile exporter
  • Plin/Yape gaining traction for PEN payments
  • Lima = Main business hub
  • Strong textile manufacturing (Pima cotton) - competitive pricing
Typical Transaction Size
£35k-£165k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Peru Suppliers 82% Cheaper?

Join Construction Materials businesses saving £2,319 per £100k payment with t+0 (2.3s avg within unicorn network).

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