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Defence & Security Contractors: Pay Ghana Suppliers Fast

Import defence equipment, security systems, and military supplies (licensed) Send GHS payments to Ghana suppliers with t+0 (2.3s avg within unicorn network). Save 87% vs traditional banks.

Save £3,535 per £100k Payment

Typical savings for Defence & Security Contractors paying Ghana suppliers

Traditional Bank
£4,040
FX Spread: 4% + £40 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • GhIPSS Instant Pay available
  • ✓ 0.14s automated compliance
Your Annual Savings
87%
£3,535 per £100k

At £500k-£20M monthly volume, save £42,420/year

Common Challenges: Defence & Security Contractors in Ghana

Industry Pain Points

  • Export license requirements
  • Stringent compliance (ITAR, EAR)
  • Long procurement cycles
  • Classified requirements

Country-Specific Considerations

  • Bank of Ghana foreign exchange regulations
  • Ghana Revenue Authority (GRA) tax compliance
  • Cocoa exports regulated by COCOBOD
  • Mining payments require enhanced due diligence

How Unicorn Solves Defence & Security Contractors Payment Challenges in Ghana

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use GhIPSS Instant Pay for instant GHS settlement.Ghana Interbank Payment and Settlement System - instant transfers

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Ghana regulations.Bank of Ghana foreign exchange regulations handled automatically.

Defence & Security Contractors Payment Profile

Understanding the payment dynamics of Defence & Security Contractors when paying Ghana suppliers

Payment Timing

Contract milestones over multi-year periods. Government payment terms: Net 60-90.

Settlement Priority: MODERATE: Planned contract milestones. Compliance clearance often more important than speed.

📄 Invoice Terms

Milestones per contract, Net 60-90 government, progress payments.

Cash Flow Pattern:

Government budget cycles. Multi-year contracts. Milestone-based. Long payment terms.

📊 FX Risk Profile

HIGH: USD (US defence), multi-year contracts. Large values. Government contracts may have FX clauses.

Supplier Relationships:

Strategic partnerships. Security-vetted supply chains. Long-term relationships. Prime/subcontractor structures.

Common Documentation for Defence & Security Contractors

  • Export License
  • End-User Certificate
  • Security Classification
  • Contract Documentation
  • Compliance Declaration

Popular Ghana Supplier Types for Defence & Security Contractors

Common Ghana Suppliers

  • Cocoa exporters (Ashanti, Western Region)
  • Gold mining suppliers (Obuasi, Tarkwa)
  • Agricultural products (Various regions)
  • Textile manufacturers (Accra, Kumasi)

Payment Tips for Ghana

  • Ghana = World's 2nd largest cocoa producer
  • Gold mining significant - strict payment documentation
  • GhIPSS Instant Pay for fast settlement
  • Political stability makes Ghana attractive West African hub
Typical Transaction Size
£40k-£180k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Ghana Suppliers 87% Cheaper?

Join Defence & Security Contractors businesses saving £3,535 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB