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Defence & Security Contractors — Pay Hong Kong Suppliers Faster, Cheaper

Import defence equipment, security systems, and military supplies (licensed). And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for defence & security contractors businesses. 0.5% spreads. Same-day HKD settlement. Free container tracking.

Get a Quote for Your Next Hong Kong Payment

Defence & Security Contractors margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,025 per £100k Payment

Typical savings for Defence & Security Contractors paying Hong Kong suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • FPS (Faster Payment System) available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £500k-£20M monthly volume, save £24,300/year

What Challenges Do Defence & Security Contractors Businesses Face Paying Hong Kong?

Industry Pain Points

  • Export license requirements
  • Stringent compliance (ITAR, EAR)
  • Long procurement cycles
  • Classified requirements

Country-Specific Considerations

  • HKMA (Hong Kong Monetary Authority) regulations
  • No VAT/GST (tax-free environment)
  • Business registration number required
  • AML/KYC compliance critical for financial hub

How Do Defence & Security Contractors Businesses Typically Pay Hong Kong Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use FPS (Faster Payment System) for instant HKD settlement. Instant payments 24/7, multi-currency (HKD, CNY)

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Hong Kong regulations. HKMA (Hong Kong Monetary Authority) regulations handled automatically.

How Defence & Security Contractors Businesses Typically Pay Hong Kong Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Contract milestones over multi-year periods. Government payment terms: Net 60-90.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

Milestones per contract, Net 60-90 government, progress payments.

Cash Flow Pattern:

Government budget cycles. Multi-year contracts. Milestone-based. Long payment terms.

📊 FX Risk Profile

HIGH: USD (US defence), multi-year contracts. Large values. Government contracts may have FX clauses.

Supplier Relationships:

Strategic partnerships. Security-vetted supply chains. Long-term relationships. Prime/subcontractor structures.

Common Documentation for Defence & Security Contractors

  • Export License
  • End-User Certificate
  • Security Classification
  • Contract Documentation
  • Compliance Declaration

Popular Hong Kong Supplier Types for Defence & Security Contractors

Common Hong Kong Suppliers

  • Electronics traders (Kowloon, New Territories)
  • Textile exporters (Tsuen Wan, Kwun Tong)
  • Logistics providers (Kwai Chung, Tsing Yi)
  • Manufacturing agents (Sheung Wan, Central)

Payment Tips for Hong Kong

  • Hong Kong = Asia's financial and trade hub, gateway to China
  • FPS enables instant HKD/CNY payments without SWIFT
  • Many suppliers are trading intermediaries (not manufacturers)
  • Competitive FX rates due to open market and competition
Typical Transaction Size
£70k-£300k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Defence & Security Contractors Payments to Hong Kong

How do Defence & Security Contractors businesses pay suppliers in Hong Kong?

Defence & Security Contractors businesses can pay Hong Kong suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like FPS (Faster Payment System). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Hong Kong Defence & Security Contractors suppliers?

To pay Defence & Security Contractors suppliers in Hong Kong, you need the recipient's Clearing Code + Account (3-digit clearing code and account number), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Defence & Security Contractors businesses save on Hong Kong payments?

Defence & Security Contractors businesses typically save 80% compared to traditional banks when paying Hong Kong suppliers. On a £100k transaction, that's £2,025 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.5% spread + £30 fees.

Is container tracking available for Defence & Security Contractors shipments from Hong Kong?

Yes, Unicorn Currencies offers FREE container tracking for Defence & Security Contractors shipments from Hong Kong. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Defence & Security Contractors businesses typically use with Hong Kong?

Defence & Security Contractors businesses typically convert GBP to HKD when paying Hong Kong suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Hong Kong Suppliers 80% Cheaper?

Join Defence & Security Contractors businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB