Defence & Security Contractors — Pay Kenyan Suppliers Faster, Cheaper
Import defence equipment, security systems, and military supplies (licensed). And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.
We built payment infrastructure for defence & security contractors businesses. 0.5% spreads. Same-day KES settlement. Free container tracking.
Get a Quote for Your Next Kenyan PaymentDefence & Security Contractors margins are too thin to donate 2-4% to your bank on every supplier payment.
Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.
These aren't marketing claims — they're regulatory requirements we meet daily.
Save £3,030 per £100k Payment
Typical savings for Defence & Security Contractors paying Kenya suppliers
- ❌ 2-3 day settlement
- ❌ Hidden FX margins
- ❌ High correspondent bank fees
- ❌ Manual compliance checks
- ✓ Settles in seconds — 2.3 second average
- ✓ Transparent pricing
- ✓ M-Pesa available
- ✓ 0.14s automated compliance
At £500k-£20M monthly volume, save £36,360/year
What Challenges Do Defence & Security Contractors Businesses Face Paying Kenya?
Industry Pain Points
- Export license requirements
- Stringent compliance (ITAR, EAR)
- Long procurement cycles
- Classified requirements
Country-Specific Considerations
- Central Bank of Kenya (CBK) foreign exchange regulations
- Kenya Revenue Authority (KRA) tax compliance
- Import Declaration Form (IDF) for customs
- M-Pesa requires Kenyan mobile number for suppliers
How Do Defence & Security Contractors Businesses Typically Pay Kenyan Suppliers?
Fast Settlement: Settles in seconds — 2.3 second average
Use M-Pesa for instant KES settlement. Africa's leading mobile money platform, instant transfers
Real-Time FX Exposure Tracking
Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.
0.14s Compliance Screening
Automated compliance checks for Kenya regulations. Central Bank of Kenya (CBK) foreign exchange regulations handled automatically.
How Defence & Security Contractors Businesses Typically Pay Kenyan Suppliers
If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.
⏱ Payment Timing
Contract milestones over multi-year periods. Government payment terms: Net 60-90.
📄 Invoice Terms
Milestones per contract, Net 60-90 government, progress payments.
Government budget cycles. Multi-year contracts. Milestone-based. Long payment terms.
📊 FX Risk Profile
HIGH: USD (US defence), multi-year contracts. Large values. Government contracts may have FX clauses.
Strategic partnerships. Security-vetted supply chains. Long-term relationships. Prime/subcontractor structures.
Common Documentation for Defence & Security Contractors
- Export License
- End-User Certificate
- Security Classification
- Contract Documentation
- Compliance Declaration
Popular Kenya Supplier Types for Defence & Security Contractors
Common Kenya Suppliers
- Tea exporters (Kericho, Nandi)
- Coffee growers (Mt. Kenya, Nyeri)
- Textile manufacturers (Nairobi, Thika)
- Logistics providers (Mombasa, Nairobi)
Payment Tips for Kenya
- M-Pesa dominates - most suppliers prefer it over bank transfers
- Kenya = East African trade hub, gateway to EAC market
- Tea/coffee exports world-renowned - quality documentation required
- Use PesaLink for bank-to-bank, M-Pesa for smaller suppliers
Frequently Asked Questions: Defence & Security Contractors Payments to Kenya
How do Defence & Security Contractors businesses pay suppliers in Kenya?
Defence & Security Contractors businesses can pay Kenya suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like M-Pesa. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.
What banking details do I need for Kenya Defence & Security Contractors suppliers?
To pay Defence & Security Contractors suppliers in Kenya, you need the recipient's Bank Code + Account (Bank code and account (or M-Pesa for mobile)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.
How much can Defence & Security Contractors businesses save on Kenya payments?
Defence & Security Contractors businesses typically save 86% compared to traditional banks when paying Kenya suppliers. On a £100k transaction, that's £3,030 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 3.5% spread + £35 fees.
Is container tracking available for Defence & Security Contractors shipments from Kenya?
Yes, Unicorn Currencies offers FREE container tracking for Defence & Security Contractors shipments from Kenya. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.
What currencies do Defence & Security Contractors businesses typically use with Kenya?
Defence & Security Contractors businesses typically convert GBP to KES when paying Kenya suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.
Ready to Pay Kenya Suppliers 86% Cheaper?
Join Defence & Security Contractors businesses saving £3,030 per £100k payment with t+0 (2.3s avg within unicorn network).
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