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Defence & Security Contractors — Pay New Zealand Suppliers Faster, Cheaper

Import defence equipment, security systems, and military supplies (licensed). And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for defence & security contractors businesses. 0.5% spreads. Same-day NZD settlement. Free container tracking.

Get a Quote for Your Next New Zealand Payment

Defence & Security Contractors margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £1,923 per £100k Payment

Typical savings for Defence & Security Contractors paying New Zealand suppliers

Traditional Bank
£2,428
FX Spread: 2.4% + £28 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • Osko (via Australia) available
  • ✓ 0.14s automated compliance
Your Annual Savings
79%
£1,923 per £100k

At £500k-£20M monthly volume, save £23,076/year

What Challenges Do Defence & Security Contractors Businesses Face Paying New Zealand?

Industry Pain Points

  • Export license requirements
  • Stringent compliance (ITAR, EAR)
  • Long procurement cycles
  • Classified requirements

Country-Specific Considerations

  • Reserve Bank of New Zealand regulations
  • NZ Customs Service documentation
  • GST (15%) on goods and services
  • MPI (Ministry for Primary Industries) biosecurity

How Do Defence & Security Contractors Businesses Typically Pay New Zealand Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use Osko (via Australia) for instant NZD settlement. Fast payment to NZ via Australian rails

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for New Zealand regulations. Reserve Bank of New Zealand regulations handled automatically.

How Defence & Security Contractors Businesses Typically Pay New Zealand Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Contract milestones over multi-year periods. Government payment terms: Net 60-90.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

Milestones per contract, Net 60-90 government, progress payments.

Cash Flow Pattern:

Government budget cycles. Multi-year contracts. Milestone-based. Long payment terms.

📊 FX Risk Profile

HIGH: USD (US defence), multi-year contracts. Large values. Government contracts may have FX clauses.

Supplier Relationships:

Strategic partnerships. Security-vetted supply chains. Long-term relationships. Prime/subcontractor structures.

Common Documentation for Defence & Security Contractors

  • Export License
  • End-User Certificate
  • Security Classification
  • Contract Documentation
  • Compliance Declaration

Popular New Zealand Supplier Types for Defence & Security Contractors

Common New Zealand Suppliers

  • Dairy exporters (Waikato, Canterbury)
  • Meat processors (Canterbury, Otago)
  • Wine producers (Marlborough, Hawke's Bay)
  • Forestry companies (Northland, Bay of Plenty)

Payment Tips for New Zealand

  • New Zealand = Dairy leader (Fonterra), premium wine
  • Close integration with Australian payment systems
  • Auckland + Wellington = Main business centers
  • Strict biosecurity - documentation critical for food/agriculture
Typical Transaction Size
£55k-£270k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Defence & Security Contractors Payments to New Zealand

How do Defence & Security Contractors businesses pay suppliers in New Zealand?

Defence & Security Contractors businesses can pay New Zealand suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like Osko (via Australia). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for New Zealand Defence & Security Contractors suppliers?

To pay Defence & Security Contractors suppliers in New Zealand, you need the recipient's SWIFT + Account (SWIFT/BIC or 2-digit bank code), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Defence & Security Contractors businesses save on New Zealand payments?

Defence & Security Contractors businesses typically save 79% compared to traditional banks when paying New Zealand suppliers. On a £100k transaction, that's £1,923 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.4% spread + £28 fees.

Is container tracking available for Defence & Security Contractors shipments from New Zealand?

Yes, Unicorn Currencies offers FREE container tracking for Defence & Security Contractors shipments from New Zealand. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Defence & Security Contractors businesses typically use with New Zealand?

Defence & Security Contractors businesses typically convert GBP to NZD when paying New Zealand suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay New Zealand Suppliers 79% Cheaper?

Join Defence & Security Contractors businesses saving £1,923 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB