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Defence & Security Contractors: Pay Nigeria Suppliers Fast

Import defence equipment, security systems, and military supplies (licensed) Send NGN payments to Nigeria suppliers with t+0 (2.3s avg within unicorn network). Save 87% vs traditional banks.

Save £3,535 per £100k Payment

Typical savings for Defence & Security Contractors paying Nigeria suppliers

Traditional Bank
£4,040
FX Spread: 4% + £40 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • NIBSS Instant Payment (NIP) available
  • ✓ 0.14s automated compliance
Your Annual Savings
87%
£3,535 per £100k

At £500k-£20M monthly volume, save £42,420/year

Common Challenges: Defence & Security Contractors in Nigeria

Industry Pain Points

  • Export license requirements
  • Stringent compliance (ITAR, EAR)
  • Long procurement cycles
  • Classified requirements

Country-Specific Considerations

  • Central Bank of Nigeria (CBN) foreign exchange regulations
  • Form M (Import documentation) required for imports
  • Treasury Single Account (TSA) compliance for government payments
  • SWIFT code verification critical for international transfers

How Unicorn Solves Defence & Security Contractors Payment Challenges in Nigeria

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use NIBSS Instant Payment (NIP) for instant NGN settlement.Nigeria's instant inter-bank payment system, 24/7 availability

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Nigeria regulations.Central Bank of Nigeria (CBN) foreign exchange regulations handled automatically.

Defence & Security Contractors Payment Profile

Understanding the payment dynamics of Defence & Security Contractors when paying Nigeria suppliers

Payment Timing

Contract milestones over multi-year periods. Government payment terms: Net 60-90.

Settlement Priority: MODERATE: Planned contract milestones. Compliance clearance often more important than speed.

📄 Invoice Terms

Milestones per contract, Net 60-90 government, progress payments.

Cash Flow Pattern:

Government budget cycles. Multi-year contracts. Milestone-based. Long payment terms.

📊 FX Risk Profile

HIGH: USD (US defence), multi-year contracts. Large values. Government contracts may have FX clauses.

Supplier Relationships:

Strategic partnerships. Security-vetted supply chains. Long-term relationships. Prime/subcontractor structures.

Common Documentation for Defence & Security Contractors

  • Export License
  • End-User Certificate
  • Security Classification
  • Contract Documentation
  • Compliance Declaration

Popular Nigeria Supplier Types for Defence & Security Contractors

Common Nigeria Suppliers

  • Oil & gas service providers (Lagos, Port Harcourt)
  • Agricultural exporters (Kano, Kaduna)
  • Manufacturing (Lagos, Ogun State)
  • Construction materials (Lagos, Abuja)

Payment Tips for Nigeria

  • Use NIP for instant settlement - avoid SWIFT delays
  • Nigeria = Africa's largest economy, growing trade hub
  • Multiple exchange rates exist - ensure you get interbank rate
  • Oil & gas payments require enhanced due diligence
Typical Transaction Size
£50k-£250k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Nigeria Suppliers 87% Cheaper?

Join Defence & Security Contractors businesses saving £3,535 per £100k payment with t+0 (2.3s avg within unicorn network).

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