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E-commerce & Cross-Border Retail: Pay Brazil Suppliers Fast

Cross-border e-commerce businesses importing products for online retail and fulfillment Send BRL payments to Brazil suppliers with t+0 (2.3s avg within unicorn network). Save 86% vs traditional banks.

Save £3,030 per £100k Payment

Typical savings for E-commerce & Cross-Border Retail paying Brazil suppliers

Traditional Bank

£3,535

FX Spread: 3.5% + £35 fee

❌ 2-3 day settlement
❌ Hidden FX margins
❌ High correspondent bank fees
❌ Manual compliance checks

Unicorn Currencies

£505

FX Spread: 0.5% + £5 fee

✓ T+0 (2.3s avg within Unicorn network)
✓ Transparent pricing
✓ PIX available
✓ 0.14s automated compliance

Your Annual Savings

86%

£3,030 per £100k

At £100k-£2M monthly volume, save £36,360/year

Common Challenges: E-commerce & Cross-Border Retail in Brazil

Industry Pain Points

High transaction volume, low individual values
Multi-marketplace multi-currency
Rapid inventory turnover
Returns and refund processing

Country-Specific Considerations

Central Bank of Brazil (Banco Central) regulations
Brazilian tax ID (CNPJ) required for business payments
Currency controls apply to BRL flows
Import license may be required for certain goods

How Unicorn Solves E-commerce & Cross-Border Retail Payment Challenges in Brazil

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use PIX for instant BRL settlement.Brazil's revolutionary instant payment system, launched 2020, now dominant

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Brazil regulations.Central Bank of Brazil (Banco Central) regulations handled automatically.

E-commerce & Cross-Border Retail Payment Profile

Understanding the payment dynamics of E-commerce & Cross-Border Retail when paying Brazil suppliers

⏱ Payment Timing

T/T advance for new products. Established suppliers: Net 15-30. Marketplaces pay bi-weekly/monthly.

Settlement Priority: HIGH: Stock-outs lose Buy Box. Fast payment = priority fulfillment. Cash flow critical.

📄 Invoice Terms

T/T advance (new suppliers), Net 15-30 (established), Alibaba Trade Assurance.

Cash Flow Pattern:

Pay suppliers 30-60 days before marketplace payment. Q4 cash-intensive. Working capital gap is primary challenge.

📊 FX Risk Profile

HIGH: CNY (sourcing), multiple marketplace currencies (USD, EUR). High volume, thin margins (15-25%). Must manage closely.

Supplier Relationships:

Alibaba/1688 sourcing. Factory direct for volume. Trade Assurance for security. Multiple suppliers for supply security.

Common Documentation for E-commerce & Cross-Border Retail

Commercial Invoice
Product Compliance Certificate
Customs Declaration
Insurance Certificate
Tracking Documentation

Popular Brazil Supplier Types for E-commerce & Cross-Border Retail

Common Brazil Suppliers

Coffee exporters (Minas Gerais, São Paulo)
Agricultural commodities (Mato Grosso, Paraná)
Leather goods (Rio Grande do Sul)
Manufacturing (São Paulo, Rio de Janeiro)

Payment Tips for Brazil

PIX revolutionized Brazilian payments - instant, 24/7, free
Brazil = World's largest coffee exporter
BRL volatility high - use rate locks
Most suppliers now prefer PIX over TED/DOC

Typical Transaction Size

£75k-£300k

Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Brazil Suppliers 86% Cheaper?

Join E-commerce & Cross-Border Retail businesses saving £3,030 per £100k payment with t+0 (2.3s avg within unicorn network).

Open Account View Brazil Details

Bank of Canada registered PSP | FINTRAC licensed MSB