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E-commerce & Cross-Border Retail: Pay Singapore Suppliers Fast

Cross-border e-commerce businesses importing products for online retail and fulfillment Send SGD payments to Singapore suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

Save £2,025 per £100k Payment

Typical savings for E-commerce & Cross-Border Retail paying Singapore suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • PayNow Corporate available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £100k-£2M monthly volume, save £24,300/year

Common Challenges: E-commerce & Cross-Border Retail in Singapore

Industry Pain Points

  • High transaction volume, low individual values
  • Multi-marketplace multi-currency
  • Rapid inventory turnover
  • Returns and refund processing

Country-Specific Considerations

  • MAS (Monetary Authority of Singapore) oversight
  • GST (9%) documentation required
  • UEN (Unique Entity Number) mandatory for all businesses
  • Strict AML/CTF compliance (FATF Tier 1)

How Unicorn Solves E-commerce & Cross-Border Retail Payment Challenges in Singapore

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use PayNow Corporate for instant SGD settlement.Instant business payments using company UEN, 24/7

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Singapore regulations.MAS (Monetary Authority of Singapore) oversight handled automatically.

E-commerce & Cross-Border Retail Payment Profile

Understanding the payment dynamics of E-commerce & Cross-Border Retail when paying Singapore suppliers

Payment Timing

T/T advance for new products. Established suppliers: Net 15-30. Marketplaces pay bi-weekly/monthly.

Settlement Priority: HIGH: Stock-outs lose Buy Box. Fast payment = priority fulfillment. Cash flow critical.

📄 Invoice Terms

T/T advance (new suppliers), Net 15-30 (established), Alibaba Trade Assurance.

Cash Flow Pattern:

Pay suppliers 30-60 days before marketplace payment. Q4 cash-intensive. Working capital gap is primary challenge.

📊 FX Risk Profile

HIGH: CNY (sourcing), multiple marketplace currencies (USD, EUR). High volume, thin margins (15-25%). Must manage closely.

Supplier Relationships:

Alibaba/1688 sourcing. Factory direct for volume. Trade Assurance for security. Multiple suppliers for supply security.

Common Documentation for E-commerce & Cross-Border Retail

  • Commercial Invoice
  • Product Compliance Certificate
  • Customs Declaration
  • Insurance Certificate
  • Tracking Documentation

Popular Singapore Supplier Types for E-commerce & Cross-Border Retail

Common Singapore Suppliers

  • Electronics manufacturers (Jurong, Ang Mo Kio)
  • Petrochemical suppliers (Jurong Island)
  • Precision engineering (Woodlands, Sembawang)
  • Pharmaceutical companies (Tuas, Biopolis)

Payment Tips for Singapore

  • Singapore = Asia's financial and tech hub, extremely efficient
  • PayNow Corporate enables instant SGD payments without SWIFT fees
  • English-speaking, business-friendly environment
  • Strategic location for Southeast Asia supply chains
Typical Transaction Size
£80k-£350k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Singapore Suppliers 80% Cheaper?

Join E-commerce & Cross-Border Retail businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

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