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Furniture & Home Goods — Pay Argentine Suppliers Faster, Cheaper

Import furniture, home decor, and interior furnishings. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for furniture & home goods businesses. 0.5% spreads. Same-day ARS settlement. Free container tracking.

Get a Quote for Your Next Argentine Payment

Furniture & Home Goods margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £3,020 per £100k Payment

Typical savings for Furniture & Home Goods paying Argentina suppliers

Traditional Bank
£3,525
FX Spread: 3.5% + £25 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • CVU (Clave Virtual Uniforme) available
  • ✓ 0.14s automated compliance
Your Annual Savings
86%
£3,020 per £100k

At £300k-£2M monthly volume, save £36,240/year

What Challenges Do Furniture & Home Goods Businesses Face Paying Argentina?

Industry Pain Points

  • Bulky shipments (high freight costs)
  • Seasonal demand (spring home improvement)
  • Quality inspection delays
  • Damage claims

Country-Specific Considerations

  • Banco Central de la República Argentina FX controls
  • AFIP (Tax Authority) documentation
  • IVA (VAT 21%) on goods and services
  • Currency restrictions - confirm compliance

How Do Furniture & Home Goods Businesses Typically Pay Argentine Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use CVU (Clave Virtual Uniforme) for instant ARS settlement. Argentina instant payment system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Argentina regulations. Banco Central de la República Argentina FX controls handled automatically.

How Furniture & Home Goods Businesses Typically Pay Argentine Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

T/T 30% deposit on order, 70% before shipment (Asian suppliers). Net 30-60 for European designer furniture.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

30/70 T/T structure (Asia), Net 30-60 (Europe). LC for first orders over £100k. 10% retention for damage claims (30 days).

Cash Flow Pattern:

Seasonal: Spring/Summer peak (home improvement). Orders placed 3-4 months ahead. Post-Christmas clearance period (Jan-Feb slow).

📊 FX Risk Profile

MODERATE: CNY and VND primary exposure. Bulk orders with 60-90 day lead times create FX windows. 20-40% margins provide buffer.

Supplier Relationships:

Factory-direct relationships (China, Vietnam). Trade shows (Canton Fair) for discovery. Quality audits essential. Long-term for consistency.

Common Documentation for Furniture & Home Goods

  • Commercial Invoice with item descriptions
  • Packing List (volumetric details)
  • FSC Certificate (sustainable wood)
  • Fire Safety Test Certificate (BS 5852)
  • Formaldehyde Emission Test Report

Popular Argentina Supplier Types for Furniture & Home Goods

Common Argentina Suppliers

  • Agricultural exporters (Pampas region)
  • Beef producers (Buenos Aires, Santa Fe)
  • Wine makers (Mendoza, San Juan)
  • Lithium mines (Salta, Jujuy)

Payment Tips for Argentina

  • Argentina = Agricultural powerhouse, beef/soybean exporter
  • Currency volatility HIGH - FX hedging critical
  • Buenos Aires = Main business hub
  • Capital controls - confirm payment feasibility before contracting
Typical Transaction Size
£40k-£190k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Furniture & Home Goods Payments to Argentina

How do Furniture & Home Goods businesses pay suppliers in Argentina?

Furniture & Home Goods businesses can pay Argentina suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like CVU (Clave Virtual Uniforme). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Argentina Furniture & Home Goods suppliers?

To pay Furniture & Home Goods suppliers in Argentina, you need the recipient's CBU (22-digit CBU (Clave Bancaria Uniforme)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Furniture & Home Goods businesses save on Argentina payments?

Furniture & Home Goods businesses typically save 86% compared to traditional banks when paying Argentina suppliers. On a £100k transaction, that's £3,020 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 3.5% spread + £25 fees.

Is container tracking available for Furniture & Home Goods shipments from Argentina?

Yes, Unicorn Currencies offers FREE container tracking for Furniture & Home Goods shipments from Argentina. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Furniture & Home Goods businesses typically use with Argentina?

Furniture & Home Goods businesses typically convert GBP to ARS when paying Argentina suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Argentina Suppliers 86% Cheaper?

Join Furniture & Home Goods businesses saving £3,020 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB