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HVAC Equipment — Pay Turkish Suppliers Faster, Cheaper

Import heating, ventilation, air conditioning, and refrigeration equipment. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for hvac equipment businesses. 0.5% spreads. Same-day TRY settlement. Free container tracking.

Get a Quote for Your Next Turkish Payment

HVAC Equipment margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £3,530 per £100k Payment

Typical savings for HVAC Equipment paying Turkey suppliers

Traditional Bank
£4,035
FX Spread: 4% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • BKM (Interbank Card Center) available
  • ✓ 0.14s automated compliance
Your Annual Savings
87%
£3,530 per £100k

At £200k-£2M monthly volume, save £42,360/year

What Challenges Do HVAC Equipment Businesses Face Paying Turkey?

Industry Pain Points

  • Seasonal demand patterns
  • Refrigerant regulations
  • Heavy equipment logistics
  • Installation timing coordination

Country-Specific Considerations

  • Central Bank of Turkey (TCMB) regulations
  • High inflation - TRY volatility extreme
  • Many suppliers prefer EUR/USD invoicing
  • Turkish customs documentation required

How Do HVAC Equipment Businesses Typically Pay Turkish Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use BKM (Interbank Card Center) for instant TRY settlement. Turkey's national payment system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Turkey regulations. Central Bank of Turkey (TCMB) regulations handled automatically.

How HVAC Equipment Businesses Typically Pay Turkish Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Stock orders: T/T 30/70. Project orders: milestones. Spares: Net 30.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

30/70 T/T (stock), milestones (projects), Net 30 (spares and established accounts).

Cash Flow Pattern:

Highly seasonal: AC orders Mar-May, heating Sep-Nov. Stock buildup ahead of season. Emergency demand unpredictable.

📊 FX Risk Profile

MODERATE: CNY (volume), JPY (Daikin etc), EUR (premium). Seasonal ordering allows FX planning.

Supplier Relationships:

Authorized distributors for major brands (Daikin, Mitsubishi). China factories for value. Parts availability critical.

Common Documentation for HVAC Equipment

  • F-gas Certificate
  • Energy Label
  • CE/UKCA Declaration
  • Refrigerant Specification
  • Installation Manual

Popular Turkey Supplier Types for HVAC Equipment

Common Turkey Suppliers

  • Textile manufacturers (Istanbul, Bursa, Denizli)
  • Automotive parts (Bursa, Kocaeli)
  • Agricultural exporters (Izmir, Antalya)
  • White goods manufacturers (Istanbul)

Payment Tips for Turkey

  • TRY highly volatile - lock rates immediately or use EUR/USD
  • Turkey strategic location between Europe/Asia
  • Strong textile and automotive sectors
  • Political/economic volatility - use hedging
Typical Transaction Size
£40k-£180k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: HVAC Equipment Payments to Turkey

How do HVAC Equipment businesses pay suppliers in Turkey?

HVAC Equipment businesses can pay Turkey suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like BKM (Interbank Card Center). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Turkey HVAC Equipment suppliers?

To pay HVAC Equipment suppliers in Turkey, you need the recipient's IBAN (International Bank Account Number (26 characters)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can HVAC Equipment businesses save on Turkey payments?

HVAC Equipment businesses typically save 87% compared to traditional banks when paying Turkey suppliers. On a £100k transaction, that's £3,530 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 4% spread + £35 fees.

Is container tracking available for HVAC Equipment shipments from Turkey?

Yes, Unicorn Currencies offers FREE container tracking for HVAC Equipment shipments from Turkey. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do HVAC Equipment businesses typically use with Turkey?

HVAC Equipment businesses typically convert GBP to TRY when paying Turkey suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Turkey Suppliers 87% Cheaper?

Join HVAC Equipment businesses saving £3,530 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB