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Jewelry & Precious Metals: Pay United States Suppliers Fast

Import jewelry, gemstones, precious metals, and luxury accessories Send USD payments to United States suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

Save £2,025 per £100k Payment

Typical savings for Jewelry & Precious Metals paying United States suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • ACH (Automated Clearing House) available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £300k-£3M monthly volume, save £24,300/year

Common Challenges: Jewelry & Precious Metals in United States

Industry Pain Points

  • High-value shipments requiring insurance
  • Gold price volatility compounds FX risk
  • Hallmarking requirements
  • Conflict mineral compliance

Country-Specific Considerations

  • OFAC (Office of Foreign Assets Control) sanctions screening
  • FinCEN (Financial Crimes Enforcement Network) reporting
  • State-specific sales tax considerations
  • Export control regulations (ITAR, EAR)

How Unicorn Solves Jewelry & Precious Metals Payment Challenges in United States

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use ACH (Automated Clearing House) for instant USD settlement.Low-cost batch processing for recurring payments

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for United States regulations.OFAC (Office of Foreign Assets Control) sanctions screening handled automatically.

Jewelry & Precious Metals Payment Profile

Understanding the payment dynamics of Jewelry & Precious Metals when paying United States suppliers

Payment Timing

T/T advance for gold content. Net 30 for established suppliers. Consignment arrangements for high-value pieces.

Settlement Priority: HIGH: Gold price volatility means payment timing affects profitability. Lock gold price and FX simultaneously.

📄 Invoice Terms

T/T advance (gold), Net 30 (established), consignment (trusted partners). LC for large diamond purchases.

Cash Flow Pattern:

Seasonal: Q4 peak, Valentine's (Feb), wedding season. Stock buildup 2-3 months ahead. High working capital requirements.

📊 FX Risk Profile

EXTREME: Double exposure (gold price + FX). INR for manufacturing, THB for gems, USD for diamonds. Hedge both commodity and currency.

Supplier Relationships:

Long-term relationships for quality consistency. India (manufacturing), Belgium/Israel (diamonds), Thailand (gems). Trust essential for consignment.

Common Documentation for Jewelry & Precious Metals

  • Kimberley Process Certificate
  • Hallmarking Certificate
  • GIA/IGI Grading Report
  • Insurance Certificate
  • Valuation Report

Popular United States Supplier Types for Jewelry & Precious Metals

Common United States Suppliers

  • Manufacturing equipment (Midwest)
  • Technology hardware (California, Texas)
  • Aerospace components (Washington, California)
  • Chemical suppliers (Texas, Louisiana)

Payment Tips for United States

  • Use ACH for recurring supplier payments (cheaper than wire)
  • Fedwire for urgent/same-day payments
  • USD is global reserve - most stable for hedging
  • US banks close early (3pm EST) - plan timing
Typical Transaction Size
£75k-£300k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay United States Suppliers 80% Cheaper?

Join Jewelry & Precious Metals businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB