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Luxury Goods Trading — Pay Singaporean Suppliers Faster, Cheaper

Import luxury fashion, accessories, watches, and premium lifestyle products. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for luxury goods trading businesses. 0.5% spreads. Same-day SGD settlement. Free container tracking.

Get a Quote for Your Next Singaporean Payment

Luxury Goods Trading margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,025 per £100k Payment

Typical savings for Luxury Goods Trading paying Singapore suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • PayNow Corporate available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £300k-£5M monthly volume, save £24,300/year

What Challenges Do Luxury Goods Trading Businesses Face Paying Singapore?

Industry Pain Points

  • High-value, low-volume transactions
  • Authentication and provenance
  • Brand allocation restrictions
  • Grey market competition

Country-Specific Considerations

  • MAS (Monetary Authority of Singapore) oversight
  • GST (9%) documentation required
  • UEN (Unique Entity Number) mandatory for all businesses
  • Strict AML/CTF compliance (FATF Tier 1)

How Do Luxury Goods Trading Businesses Typically Pay Singaporean Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use PayNow Corporate for instant SGD settlement. Instant business payments using company UEN, 24/7

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Singapore regulations. MAS (Monetary Authority of Singapore) oversight handled automatically.

How Luxury Goods Trading Businesses Typically Pay Singaporean Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Pro-forma payment for allocations. Net 30 for established relationships. Immediate for grey market purchases.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

Pro-forma (allocations), Net 30 (established), immediate (grey market/collectibles).

Cash Flow Pattern:

Allocation-driven with seasonal peaks (Q4, CNY). High working capital in inventory. Collectibles can appreciate.

📊 FX Risk Profile

MODERATE: EUR (French/Italian), CHF (Swiss). High margins (40-60%) provide FX buffer. Value appreciation possible.

Supplier Relationships:

Direct brand relationships essential. Allocation-based, loyalty rewarded. Grey market: network of dealers.

Common Documentation for Luxury Goods Trading

  • Brand Authorization
  • Certificate of Authenticity
  • Customs Valuation
  • Provenance Documentation
  • Insurance Certificate

Popular Singapore Supplier Types for Luxury Goods Trading

Common Singapore Suppliers

  • Electronics manufacturers (Jurong, Ang Mo Kio)
  • Petrochemical suppliers (Jurong Island)
  • Precision engineering (Woodlands, Sembawang)
  • Pharmaceutical companies (Tuas, Biopolis)

Payment Tips for Singapore

  • Singapore = Asia's financial and tech hub, extremely efficient
  • PayNow Corporate enables instant SGD payments without SWIFT fees
  • English-speaking, business-friendly environment
  • Strategic location for Southeast Asia supply chains
Typical Transaction Size
£80k-£350k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Luxury Goods Trading Payments to Singapore

How do Luxury Goods Trading businesses pay suppliers in Singapore?

Luxury Goods Trading businesses can pay Singapore suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like PayNow Corporate. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Singapore Luxury Goods Trading suppliers?

To pay Luxury Goods Trading suppliers in Singapore, you need the recipient's Bank Code + Branch + Account (SWIFT/BIC or local bank and branch code), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Luxury Goods Trading businesses save on Singapore payments?

Luxury Goods Trading businesses typically save 80% compared to traditional banks when paying Singapore suppliers. On a £100k transaction, that's £2,025 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.5% spread + £30 fees.

Is container tracking available for Luxury Goods Trading shipments from Singapore?

Yes, Unicorn Currencies offers FREE container tracking for Luxury Goods Trading shipments from Singapore. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Luxury Goods Trading businesses typically use with Singapore?

Luxury Goods Trading businesses typically convert GBP to SGD when paying Singapore suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Singapore Suppliers 80% Cheaper?

Join Luxury Goods Trading businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB