⚙️🇯🇵

Machinery & Equipment — Pay Japanese Suppliers Faster, Cheaper

Import industrial machinery, manufacturing equipment, and capital goods. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for machinery & equipment businesses. 0.5% spreads. Same-day JPY settlement. Free container tracking.

Get a Quote for Your Next Japanese Payment

Machinery & Equipment margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,330 per £100k Payment

Typical savings for Machinery & Equipment paying Japan suppliers

Traditional Bank
£2,835
FX Spread: 2.8% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • Zengin System available
  • ✓ 0.14s automated compliance
Your Annual Savings
82%
£2,330 per £100k

At £500k-£10M monthly volume, save £27,960/year

What Challenges Do Machinery & Equipment Businesses Face Paying Japan?

Industry Pain Points

  • High-value transactions (£500k-£5M+)
  • Long lead times (3-12 months)
  • Progress payments required
  • FX exposure over project timeline

Country-Specific Considerations

  • Foreign Exchange and Foreign Trade Act compliance
  • Japan Customs documentation for goods imports
  • Consumption Tax (10%) documentation
  • JFSA (Financial Services Agency) oversight

How Do Machinery & Equipment Businesses Typically Pay Japanese Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use Zengin System for instant JPY settlement. Japanese domestic bank transfer network, widely used

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Japan regulations. Foreign Exchange and Foreign Trade Act compliance handled automatically.

How Machinery & Equipment Businesses Typically Pay Japanese Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Milestone-based: 30% on order, 30% on manufacturing complete, 30% on delivery, 10% after commissioning. 6-12 month project cycles.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

30/30/30/10 milestone structure standard. LC for orders over £500k. Retention (5-10%) held for warranty period (12-24 months).

Cash Flow Pattern:

Project-based and lumpy. Capital budget cycles (Q1 approvals, Q4 spend). Long lead times mean payments spread over months.

📊 FX Risk Profile

EXTREME: 6-12 month exposure on high-value purchases (£500k-£5M). EUR and JPY volatility. FX forward contracts essential for project budgeting.

Supplier Relationships:

Long-term OEM relationships. German precision (quality), Chinese (price-competitive), Japanese (robotics). Service contracts maintain relationships.

Common Documentation for Machinery & Equipment

  • Proforma Invoice (milestone schedule)
  • Certificate of Origin
  • CE/UKCA Declaration of Conformity
  • Installation & Commissioning Certificate
  • Factory Acceptance Test (FAT) Report

Popular Japan Supplier Types for Machinery & Equipment

Common Japan Suppliers

  • Automotive parts (Toyota City, Yokohama)
  • Electronics components (Tokyo, Osaka)
  • Machinery manufacturers (Nagoya, Kobe)
  • Precision instruments (Hamamatsu, Kyoto)

Payment Tips for Japan

  • Japan = Quality manufacturing, automotive/electronics leader
  • Zengin System standard for domestic payments
  • Strong quality control - documentation critical
  • Relationship-based business culture - long-term partnerships valued
Typical Transaction Size
£80k-£400k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Machinery & Equipment Payments to Japan

How do Machinery & Equipment businesses pay suppliers in Japan?

Machinery & Equipment businesses can pay Japan suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like Zengin System. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Japan Machinery & Equipment suppliers?

To pay Machinery & Equipment suppliers in Japan, you need the recipient's Bank Code + Branch + Account (4-digit bank code, 3-digit branch code, 7-digit account), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Machinery & Equipment businesses save on Japan payments?

Machinery & Equipment businesses typically save 82% compared to traditional banks when paying Japan suppliers. On a £100k transaction, that's £2,330 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.8% spread + £35 fees.

Is container tracking available for Machinery & Equipment shipments from Japan?

Yes, Unicorn Currencies offers FREE container tracking for Machinery & Equipment shipments from Japan. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Machinery & Equipment businesses typically use with Japan?

Machinery & Equipment businesses typically convert GBP to JPY when paying Japan suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Japan Suppliers 82% Cheaper?

Join Machinery & Equipment businesses saving £2,330 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB