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Manufacturing Exporters: Pay Canada Suppliers Fast

UK manufacturers exporting goods to international customers and distributors Send CAD payments to Canada suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

✓ Popular Corridor: North American distributor payments

Save £2,025 per £100k Payment

Typical savings for Manufacturing Exporters paying Canada suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • Interac e-Transfer for Business available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £500k-£5M monthly volume, save £24,300/year

Common Challenges: Manufacturing Exporters in Canada

Industry Pain Points

  • Receiving payments in multiple currencies
  • FX risk on export invoices
  • Customer payment delays (Net 60-90)
  • Currency conversion costs on receipts

Country-Specific Considerations

  • Bank of Canada and FINTRAC oversight
  • GST/HST (5-15% depending on province) documentation
  • Business Number (BN) required for tax purposes
  • PIPEDA compliance for data privacy

How Unicorn Solves Manufacturing Exporters Payment Challenges in Canada

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use Interac e-Transfer for Business for instant CAD settlement.Instant business payments up to CAD $25,000, email-based

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Canada regulations.Bank of Canada and FINTRAC oversight handled automatically.

Manufacturing Exporters Payment Profile

Understanding the payment dynamics of Manufacturing Exporters when paying Canada suppliers

Payment Timing

Invoice on shipment, payment Net 30-60 (Europe), Net 60-90 (USA). Receive in EUR/USD, convert to GBP when favorable.

Settlement Priority: MODERATE: Incoming payments, timing more flexible. Convert when rates favorable. LC documents require speed for payment release.

📄 Invoice Terms

Net 30-60 (European customers), Net 60-90 (US distributors), LC for new customers or large orders. 2% early payment discount common.

Cash Flow Pattern:

Invoice-driven with 30-90 day collection cycles. Seasonal depends on product. Q4 consumer goods, Q1/Q4 industrial equipment. Working capital gap.

📊 FX Risk Profile

HIGH: Quote in customer currency, receive 30-90 days later. EUR and USD exposure. GBP strength = lower receipts. Forward contracts recommended.

Supplier Relationships:

Customer relationships: distributors (volume), direct customers (margin). Long payment terms require credit assessment. LC for new relationships.

Common Documentation for Manufacturing Exporters

  • Commercial Invoice (export)
  • Packing List
  • Certificate of Origin (for duty preferences)
  • Export Declaration
  • Bill of Lading/Airway Bill

Popular Canada Supplier Types for Manufacturing Exporters

Common Canada Suppliers

  • Resource extraction equipment (Calgary, Edmonton)
  • Auto parts manufacturers (Toronto, Windsor)
  • Agricultural suppliers (Winnipeg, Regina)
  • Aerospace components (Montreal, Winnipeg)

Payment Tips for Canada

  • Canada = Natural resources leader, manufacturing hub (auto, aerospace)
  • Interac e-Transfer fastest for payments under CAD $25k
  • Strong US trade ties - many suppliers serve both markets
  • Provincial tax variations - HST rates differ by region
Typical Transaction Size
£70k-£320k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Canada Suppliers 80% Cheaper?

Join Manufacturing Exporters businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB