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Manufacturing Exporters — Pay Canadian Suppliers Faster, Cheaper

Your overseas buyers want local currency invoicing — your bank makes it painful.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for manufacturing exporters businesses. 0.5% spreads. Same-day CAD settlement. Free container tracking.

Get a Quote for Your Next Canadian Payment

Manufacturing Exporters margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £2,025 per £100k Payment

Typical savings for Manufacturing Exporters paying Canada suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • Interac e-Transfer for Business available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £500k-£5M monthly volume, save £24,300/year

What Challenges Do Manufacturing Exporters Businesses Face Paying Canada?

Industry Pain Points

  • Receiving payments in multiple currencies
  • FX risk on export invoices
  • Customer payment delays (Net 60-90)
  • Currency conversion costs on receipts

Country-Specific Considerations

  • Bank of Canada and FINTRAC oversight
  • GST/HST (5-15% depending on province) documentation
  • Business Number (BN) required for tax purposes
  • PIPEDA compliance for data privacy

How Do Manufacturing Exporters Businesses Typically Pay Canadian Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use Interac e-Transfer for Business for instant CAD settlement. Instant business payments up to CAD $25,000, email-based

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Canada regulations. Bank of Canada and FINTRAC oversight handled automatically.

How Manufacturing Exporters Businesses Typically Pay Canadian Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Invoice on shipment, payment Net 30-60 (Europe), Net 60-90 (USA). Receive in EUR/USD, convert to GBP when favorable.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

Net 30-60 (European customers), Net 60-90 (US distributors), LC for new customers or large orders. 2% early payment discount common.

Cash Flow Pattern:

Invoice-driven with 30-90 day collection cycles. Seasonal depends on product. Q4 consumer goods, Q1/Q4 industrial equipment. Working capital gap.

📊 FX Risk Profile

HIGH: Quote in customer currency, receive 30-90 days later. EUR and USD exposure. GBP strength = lower receipts. Forward contracts recommended.

Supplier Relationships:

Customer relationships: distributors (volume), direct customers (margin). Long payment terms require credit assessment. LC for new relationships.

Common Documentation for Manufacturing Exporters

  • Commercial Invoice (export)
  • Packing List
  • Certificate of Origin (for duty preferences)
  • Export Declaration
  • Bill of Lading/Airway Bill

Popular Canada Supplier Types for Manufacturing Exporters

Common Canada Suppliers

  • Resource extraction equipment (Calgary, Edmonton)
  • Auto parts manufacturers (Toronto, Windsor)
  • Agricultural suppliers (Winnipeg, Regina)
  • Aerospace components (Montreal, Winnipeg)

Payment Tips for Canada

  • Canada = Natural resources leader, manufacturing hub (auto, aerospace)
  • Interac e-Transfer fastest for payments under CAD $25k
  • Strong US trade ties - many suppliers serve both markets
  • Provincial tax variations - HST rates differ by region
Typical Transaction Size
£70k-£320k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Manufacturing Exporters Payments to Canada

How do Manufacturing Exporters businesses pay suppliers in Canada?

Manufacturing Exporters businesses can pay Canada suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like Interac e-Transfer for Business. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Canada Manufacturing Exporters suppliers?

To pay Manufacturing Exporters suppliers in Canada, you need the recipient's Institution + Transit (9-digit transit number and 3-digit institution number), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Manufacturing Exporters businesses save on Canada payments?

Manufacturing Exporters businesses typically save 80% compared to traditional banks when paying Canada suppliers. On a £100k transaction, that's £2,025 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.5% spread + £30 fees.

Is container tracking available for Manufacturing Exporters shipments from Canada?

Yes, Unicorn Currencies offers FREE container tracking for Manufacturing Exporters shipments from Canada. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Manufacturing Exporters businesses typically use with Canada?

Manufacturing Exporters businesses typically convert GBP to CAD when paying Canada suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Canada Suppliers 80% Cheaper?

Join Manufacturing Exporters businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB