Pharmaceutical & Medical Supplies — Pay Brazilian Suppliers Faster, Cheaper
Regulatory shipments can't wait for your bank's settlement cycle.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.
We built payment infrastructure for pharmaceutical & medical supplies businesses. 0.5% spreads. Same-day BRL settlement. Free container tracking.
Get a Quote for Your Next Brazilian PaymentPharmaceutical & Medical Supplies margins are too thin to donate 2-4% to your bank on every supplier payment.
Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.
These aren't marketing claims — they're regulatory requirements we meet daily.
Save £3,030 per £100k Payment
Typical savings for Pharmaceutical & Medical Supplies paying Brazil suppliers
- ❌ 2-3 day settlement
- ❌ Hidden FX margins
- ❌ High correspondent bank fees
- ❌ Manual compliance checks
- ✓ Settles in seconds — 2.3 second average
- ✓ Transparent pricing
- ✓ PIX available
- ✓ 0.14s automated compliance
At £400k-£4M monthly volume, save £36,360/year
What Challenges Do Pharmaceutical & Medical Supplies Businesses Face Paying Brazil?
Industry Pain Points
- Strict regulatory compliance (MHRA, FDA)
- Temperature-controlled logistics
- High value, low volume shipments
- Payment timing critical for batch releases
Country-Specific Considerations
- Central Bank of Brazil (Banco Central) regulations
- Brazilian tax ID (CNPJ) required for business payments
- Currency controls apply to BRL flows
- Import license may be required for certain goods
How Do Pharmaceutical & Medical Supplies Businesses Typically Pay Brazilian Suppliers?
Fast Settlement: Settles in seconds — 2.3 second average
Use PIX for instant BRL settlement. Brazil's revolutionary instant payment system, launched 2020, now dominant
Real-Time FX Exposure Tracking
Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.
0.14s Compliance Screening
Automated compliance checks for Brazil regulations. Central Bank of Brazil (Banco Central) regulations handled automatically.
How Pharmaceutical & Medical Supplies Businesses Typically Pay Brazilian Suppliers
If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.
⏱ Payment Timing
Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.
📄 Invoice Terms
LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.
Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.
📊 FX Risk Profile
MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.
Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.
Common Documentation for Pharmaceutical & Medical Supplies
- Certificate of Analysis (CoA)
- Certificate of Pharmaceutical Product (CPP)
- GDP Compliance Certificate
- Import License (MHRA)
- Temperature Log/Data Logger Records
Popular Brazil Supplier Types for Pharmaceutical & Medical Supplies
Common Brazil Suppliers
- Coffee exporters (Minas Gerais, São Paulo)
- Agricultural commodities (Mato Grosso, Paraná)
- Leather goods (Rio Grande do Sul)
- Manufacturing (São Paulo, Rio de Janeiro)
Payment Tips for Brazil
- PIX revolutionized Brazilian payments - instant, 24/7, free
- Brazil = World's largest coffee exporter
- BRL volatility high - use rate locks
- Most suppliers now prefer PIX over TED/DOC
Frequently Asked Questions: Pharmaceutical & Medical Supplies Payments to Brazil
How do Pharmaceutical & Medical Supplies businesses pay suppliers in Brazil?
Pharmaceutical & Medical Supplies businesses can pay Brazil suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like PIX. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.
What banking details do I need for Brazil Pharmaceutical & Medical Supplies suppliers?
To pay Pharmaceutical & Medical Supplies suppliers in Brazil, you need the recipient's Pix Key or Bank Code (Pix (CPF/email/phone) or bank code + branch + account), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.
How much can Pharmaceutical & Medical Supplies businesses save on Brazil payments?
Pharmaceutical & Medical Supplies businesses typically save 86% compared to traditional banks when paying Brazil suppliers. On a £100k transaction, that's £3,030 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 3.5% spread + £35 fees.
Is container tracking available for Pharmaceutical & Medical Supplies shipments from Brazil?
Yes, Unicorn Currencies offers FREE container tracking for Pharmaceutical & Medical Supplies shipments from Brazil. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.
What currencies do Pharmaceutical & Medical Supplies businesses typically use with Brazil?
Pharmaceutical & Medical Supplies businesses typically convert GBP to BRL when paying Brazil suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.
Ready to Pay Brazil Suppliers 86% Cheaper?
Join Pharmaceutical & Medical Supplies businesses saving £3,030 per £100k payment with t+0 (2.3s avg within unicorn network).
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