Pharmaceutical & Medical Supplies — Pay Polish Suppliers Faster, Cheaper
Regulatory shipments can't wait for your bank's settlement cycle.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.
We built payment infrastructure for pharmaceutical & medical supplies businesses. 0.5% spreads. Same-day PLN settlement. Free container tracking.
Get a Quote for Your Next Polish PaymentPharmaceutical & Medical Supplies margins are too thin to donate 2-4% to your bank on every supplier payment.
Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.
These aren't marketing claims — they're regulatory requirements we meet daily.
Save £2,025 per £100k Payment
Typical savings for Pharmaceutical & Medical Supplies paying Poland suppliers
- ❌ 2-3 day settlement
- ❌ Hidden FX margins
- ❌ High correspondent bank fees
- ❌ Manual compliance checks
- ✓ Settles in seconds — 2.3 second average
- ✓ Transparent pricing
- ✓ Express Elixir available
- ✓ 0.14s automated compliance
At £400k-£4M monthly volume, save £24,300/year
What Challenges Do Pharmaceutical & Medical Supplies Businesses Face Paying Poland?
Industry Pain Points
- Strict regulatory compliance (MHRA, FDA)
- Temperature-controlled logistics
- High value, low volume shipments
- Payment timing critical for batch releases
Country-Specific Considerations
- National Bank of Poland (NBP) regulations
- VAT (23%) documentation required
- EU customs procedures apply
- SWIFT/IBAN required for all transactions
How Do Pharmaceutical & Medical Supplies Businesses Typically Pay Polish Suppliers?
Fast Settlement: Settles in seconds — 2.3 second average
Use Express Elixir for instant PLN settlement. Poland's instant payment system, 24/7 availability
Real-Time FX Exposure Tracking
Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.
0.14s Compliance Screening
Automated compliance checks for Poland regulations. National Bank of Poland (NBP) regulations handled automatically.
How Pharmaceutical & Medical Supplies Businesses Typically Pay Polish Suppliers
If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.
⏱ Payment Timing
Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.
📄 Invoice Terms
LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.
Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.
📊 FX Risk Profile
MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.
Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.
Common Documentation for Pharmaceutical & Medical Supplies
- Certificate of Analysis (CoA)
- Certificate of Pharmaceutical Product (CPP)
- GDP Compliance Certificate
- Import License (MHRA)
- Temperature Log/Data Logger Records
Popular Poland Supplier Types for Pharmaceutical & Medical Supplies
Common Poland Suppliers
- Automotive parts (Warsaw, Katowice, Wrocław)
- Electronics assembly (Łódź, Poznań)
- Furniture manufacturers (Gdańsk, Kraków)
- Food processing (Multiple regions)
Payment Tips for Poland
- Poland = EU's 6th largest economy, major manufacturing hub
- Express Elixir for instant settlement vs SWIFT
- Post-Brexit: EU customs documentation now required
- Automotive sector very competitive - FX costs critical
Frequently Asked Questions: Pharmaceutical & Medical Supplies Payments to Poland
How do Pharmaceutical & Medical Supplies businesses pay suppliers in Poland?
Pharmaceutical & Medical Supplies businesses can pay Poland suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like Express Elixir. This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.
What banking details do I need for Poland Pharmaceutical & Medical Supplies suppliers?
To pay Pharmaceutical & Medical Supplies suppliers in Poland, you need the recipient's IBAN (International Bank Account Number (SEPA)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.
How much can Pharmaceutical & Medical Supplies businesses save on Poland payments?
Pharmaceutical & Medical Supplies businesses typically save 80% compared to traditional banks when paying Poland suppliers. On a £100k transaction, that's £2,025 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 2.5% spread + £30 fees.
Is container tracking available for Pharmaceutical & Medical Supplies shipments from Poland?
Yes, Unicorn Currencies offers FREE container tracking for Pharmaceutical & Medical Supplies shipments from Poland. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.
What currencies do Pharmaceutical & Medical Supplies businesses typically use with Poland?
Pharmaceutical & Medical Supplies businesses typically convert GBP to PLN when paying Poland suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.
Ready to Pay Poland Suppliers 80% Cheaper?
Join Pharmaceutical & Medical Supplies businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).
Bank of Canada registered PSP | FINTRAC licensed MSB