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Pharmaceutical & Medical Supplies: Pay Sri Lanka Suppliers Fast

Import pharmaceuticals, medical devices, and healthcare supplies Send LKR payments to Sri Lanka suppliers with t+0 (2.3s avg within unicorn network). Save 84% vs traditional banks.

Save £2,617 per £100k Payment

Typical savings for Pharmaceutical & Medical Supplies paying Sri Lanka suppliers

Traditional Bank
£3,122
FX Spread: 3.1% + £22 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • LankaPay available
  • ✓ 0.14s automated compliance
Your Annual Savings
84%
£2,617 per £100k

At £400k-£4M monthly volume, save £31,404/year

Common Challenges: Pharmaceutical & Medical Supplies in Sri Lanka

Industry Pain Points

  • Strict regulatory compliance (MHRA, FDA)
  • Temperature-controlled logistics
  • High value, low volume shipments
  • Payment timing critical for batch releases

Country-Specific Considerations

  • Central Bank of Sri Lanka FX regulations
  • Sri Lanka Customs documentation
  • VAT (15%) on goods and services
  • Board of Investment approvals for certain sectors

How Unicorn Solves Pharmaceutical & Medical Supplies Payment Challenges in Sri Lanka

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use LankaPay for instant LKR settlement.Sri Lanka instant payment platform

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Sri Lanka regulations.Central Bank of Sri Lanka FX regulations handled automatically.

Pharmaceutical & Medical Supplies Payment Profile

Understanding the payment dynamics of Pharmaceutical & Medical Supplies when paying Sri Lanka suppliers

Payment Timing

Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.

Settlement Priority: HIGH: Time-sensitive batch releases. Cold chain products require immediate payment to prevent returns. Regulatory holds extend payment cycles.

📄 Invoice Terms

LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.

Cash Flow Pattern:

Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.

📊 FX Risk Profile

MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.

Supplier Relationships:

Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.

Common Documentation for Pharmaceutical & Medical Supplies

  • Certificate of Analysis (CoA)
  • Certificate of Pharmaceutical Product (CPP)
  • GDP Compliance Certificate
  • Import License (MHRA)
  • Temperature Log/Data Logger Records

Popular Sri Lanka Supplier Types for Pharmaceutical & Medical Supplies

Common Sri Lanka Suppliers

  • Tea estates (Kandy, Nuwara Eliya)
  • Garment factories (Colombo, Katunayake)
  • Rubber producers (Western Province)
  • Gem traders (Colombo, Ratnapura)

Payment Tips for Sri Lanka

  • Sri Lanka = Ceylon tea leader, garment exporter
  • LankaPay enables instant LKR settlement
  • Colombo = Main business hub
  • Economic challenges - confirm supplier stability
Typical Transaction Size
£20k-£95k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Sri Lanka Suppliers 84% Cheaper?

Join Pharmaceutical & Medical Supplies businesses saving £2,617 per £100k payment with t+0 (2.3s avg within unicorn network).

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