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Pharmaceutical & Medical Supplies — Pay Turkish Suppliers Faster, Cheaper

Regulatory shipments can't wait for your bank's settlement cycle.. And your bank makes it worse — 3-day settlements, 2-4% hidden FX spreads, and zero visibility into what your payments actually cost.

We built payment infrastructure for pharmaceutical & medical supplies businesses. 0.5% spreads. Same-day TRY settlement. Free container tracking.

Get a Quote for Your Next Turkish Payment

Pharmaceutical & Medical Supplies margins are too thin to donate 2-4% to your bank on every supplier payment.

Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.

Regulated by
Bank of Canada
PSP under RPAA
Registered with
FINTRAC
MSB: C100000159
Client funds held in
Segregated Tier-1 accounts
Never co-mingled
Published pricing
0.5% spread + £5
No hidden markups. Ever.

These aren't marketing claims — they're regulatory requirements we meet daily.

Save £3,530 per £100k Payment

Typical savings for Pharmaceutical & Medical Supplies paying Turkey suppliers

Traditional Bank
£4,035
FX Spread: 4% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
£505
FX Spread: 0.5% + £5 fee
  • Settles in seconds — 2.3 second average
  • ✓ Transparent pricing
  • BKM (Interbank Card Center) available
  • ✓ 0.14s automated compliance
Your Annual Savings
87%
£3,530 per £100k

At £400k-£4M monthly volume, save £42,360/year

What Challenges Do Pharmaceutical & Medical Supplies Businesses Face Paying Turkey?

Industry Pain Points

  • Strict regulatory compliance (MHRA, FDA)
  • Temperature-controlled logistics
  • High value, low volume shipments
  • Payment timing critical for batch releases

Country-Specific Considerations

  • Central Bank of Turkey (TCMB) regulations
  • High inflation - TRY volatility extreme
  • Many suppliers prefer EUR/USD invoicing
  • Turkish customs documentation required

How Do Pharmaceutical & Medical Supplies Businesses Typically Pay Turkish Suppliers?

Fast Settlement: Settles in seconds — 2.3 second average

Use BKM (Interbank Card Center) for instant TRY settlement. Turkey's national payment system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Turkey regulations. Central Bank of Turkey (TCMB) regulations handled automatically.

How Pharmaceutical & Medical Supplies Businesses Typically Pay Turkish Suppliers

If you're importing in this sector, you're likely dealing with a mix of payment terms. Here's how they work — and why speed matters.

Payment Timing

Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.

This corridor settles same-day when using our rails — so you can align payments with your supplier terms instead of waiting on your bank.

📄 Invoice Terms

LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.

Cash Flow Pattern:

Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.

📊 FX Risk Profile

MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.

Supplier Relationships:

Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.

Common Documentation for Pharmaceutical & Medical Supplies

  • Certificate of Analysis (CoA)
  • Certificate of Pharmaceutical Product (CPP)
  • GDP Compliance Certificate
  • Import License (MHRA)
  • Temperature Log/Data Logger Records

Popular Turkey Supplier Types for Pharmaceutical & Medical Supplies

Common Turkey Suppliers

  • Textile manufacturers (Istanbul, Bursa, Denizli)
  • Automotive parts (Bursa, Kocaeli)
  • Agricultural exporters (Izmir, Antalya)
  • White goods manufacturers (Istanbul)

Payment Tips for Turkey

  • TRY highly volatile - lock rates immediately or use EUR/USD
  • Turkey strategic location between Europe/Asia
  • Strong textile and automotive sectors
  • Political/economic volatility - use hedging
Typical Transaction Size
£40k-£180k
All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Pharmaceutical & Medical Supplies Payments to Turkey

How do Pharmaceutical & Medical Supplies businesses pay suppliers in Turkey?

Pharmaceutical & Medical Supplies businesses can pay Turkey suppliers instantly using Unicorn Currencies. We offer a 0.5% FX spread with 2.3-second average settlement using local payment rails like BKM (Interbank Card Center). This is significantly faster and cheaper than traditional SWIFT transfers which take 2-3 days.

What banking details do I need for Turkey Pharmaceutical & Medical Supplies suppliers?

To pay Pharmaceutical & Medical Supplies suppliers in Turkey, you need the recipient's IBAN (International Bank Account Number (26 characters)), account number, and beneficiary name. Our platform validates these details automatically to ensure successful payment delivery.

How much can Pharmaceutical & Medical Supplies businesses save on Turkey payments?

Pharmaceutical & Medical Supplies businesses typically save 87% compared to traditional banks when paying Turkey suppliers. On a £100k transaction, that's £3,530 in savings. With Unicorn Currencies, you pay just 0.5% FX spread + £5 per payment vs banks charging 4% spread + £35 fees.

Is container tracking available for Pharmaceutical & Medical Supplies shipments from Turkey?

Yes, Unicorn Currencies offers FREE container tracking for Pharmaceutical & Medical Supplies shipments from Turkey. You receive real-time visibility into your cargo, including demurrage alerts to help avoid costly port storage fees. This feature is included at no extra cost with your payment account.

What currencies do Pharmaceutical & Medical Supplies businesses typically use with Turkey?

Pharmaceutical & Medical Supplies businesses typically convert GBP to TRY when paying Turkey suppliers. Unicorn Currencies provides live exchange rates with a transparent 0.5% spread, and you can lock rates for 15 seconds when you see a favorable rate. Our AI-powered invoice OCR can automatically extract amounts and currencies from supplier invoices.

Ready to Pay Turkey Suppliers 87% Cheaper?

Join Pharmaceutical & Medical Supplies businesses saving £3,530 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB