💊🇦🇪

Pharmaceutical & Medical Supplies: Pay United Arab Emirates Suppliers Fast

Import pharmaceuticals, medical devices, and healthcare supplies Send AED payments to United Arab Emirates suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

Save £2,025 per £100k Payment

Typical savings for Pharmaceutical & Medical Supplies paying United Arab Emirates suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • UAEFTS (UAE Funds Transfer System) available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £400k-£4M monthly volume, save £24,300/year

Common Challenges: Pharmaceutical & Medical Supplies in United Arab Emirates

Industry Pain Points

  • Strict regulatory compliance (MHRA, FDA)
  • Temperature-controlled logistics
  • High value, low volume shipments
  • Payment timing critical for batch releases

Country-Specific Considerations

  • UAE Central Bank reporting for transactions >AED 55,000
  • Free zone vs mainland entity differences
  • VAT (5%) documentation required
  • Economic substance regulations for certain activities

How Unicorn Solves Pharmaceutical & Medical Supplies Payment Challenges in United Arab Emirates

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use UAEFTS (UAE Funds Transfer System) for instant AED settlement.UAE domestic instant payment system

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for United Arab Emirates regulations.UAE Central Bank reporting for transactions >AED 55,000 handled automatically.

Pharmaceutical & Medical Supplies Payment Profile

Understanding the payment dynamics of Pharmaceutical & Medical Supplies when paying United Arab Emirates suppliers

Payment Timing

Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.

Settlement Priority: HIGH: Time-sensitive batch releases. Cold chain products require immediate payment to prevent returns. Regulatory holds extend payment cycles.

📄 Invoice Terms

LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.

Cash Flow Pattern:

Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.

📊 FX Risk Profile

MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.

Supplier Relationships:

Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.

Common Documentation for Pharmaceutical & Medical Supplies

  • Certificate of Analysis (CoA)
  • Certificate of Pharmaceutical Product (CPP)
  • GDP Compliance Certificate
  • Import License (MHRA)
  • Temperature Log/Data Logger Records

Popular United Arab Emirates Supplier Types for Pharmaceutical & Medical Supplies

Common United Arab Emirates Suppliers

  • Commodity traders (Dubai, Abu Dhabi)
  • Construction material suppliers (Jebel Ali)
  • Logistics providers (Dubai)
  • Re-export merchants (Sharjah, Dubai)

Payment Tips for United Arab Emirates

  • UAE is a re-export hub - use for onward shipments to Africa/Asia
  • AED is pegged to USD (3.67:1) so minimal volatility
  • Dubai/Abu Dhabi banks well-connected globally
  • Use UAEFTS for domestic, SWIFT GPI for international
Typical Transaction Size
£100k-£500k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay United Arab Emirates Suppliers 80% Cheaper?

Join Pharmaceutical & Medical Supplies businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB