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Pharmaceutical & Medical Supplies: Pay Vietnam Suppliers Fast

Import pharmaceuticals, medical devices, and healthcare supplies Send VND payments to Vietnam suppliers with t+0 (2.3s avg within unicorn network). Save 86% vs traditional banks.

Save £3,030 per £100k Payment

Typical savings for Pharmaceutical & Medical Supplies paying Vietnam suppliers

Traditional Bank
£3,535
FX Spread: 3.5% + £35 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • NAPAS (National Payment Corporation of Vietnam) available
  • ✓ 0.14s automated compliance
Your Annual Savings
86%
£3,030 per £100k

At £400k-£4M monthly volume, save £36,360/year

Common Challenges: Pharmaceutical & Medical Supplies in Vietnam

Industry Pain Points

  • Strict regulatory compliance (MHRA, FDA)
  • Temperature-controlled logistics
  • High value, low volume shipments
  • Payment timing critical for batch releases

Country-Specific Considerations

  • State Bank of Vietnam (SBV) foreign exchange controls
  • Tax identification number (TIN) required for suppliers
  • Import license for certain goods
  • VND is non-convertible - must use USD intermediary

How Unicorn Solves Pharmaceutical & Medical Supplies Payment Challenges in Vietnam

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use NAPAS (National Payment Corporation of Vietnam) for instant VND settlement.Vietnam domestic payment switch

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Vietnam regulations.State Bank of Vietnam (SBV) foreign exchange controls handled automatically.

Pharmaceutical & Medical Supplies Payment Profile

Understanding the payment dynamics of Pharmaceutical & Medical Supplies when paying Vietnam suppliers

Payment Timing

Payment upon batch release approval (not shipment). LC for first orders. Net 45-60 for established Indian generics suppliers.

Settlement Priority: HIGH: Time-sensitive batch releases. Cold chain products require immediate payment to prevent returns. Regulatory holds extend payment cycles.

📄 Invoice Terms

LC at sight for APIs over £100k. Net 45-60 for generics (India). Net 30 for EU medical devices. Escrow for clinical trial materials.

Cash Flow Pattern:

Steady with flu season spikes (Oct-Mar). NHS contract cycles. Pandemic/epidemic surges unpredictable. Clinical trial timelines project-based.

📊 FX Risk Profile

MODERATE: INR (generics), CHF (branded), EUR (devices). High margins (40-60%) on branded provide FX buffer. Generics (15-25%) more FX-sensitive.

Supplier Relationships:

Long-term relationships critical for supply continuity. Indian generics (price), Swiss/German (quality/branded). Audited supplier lists required.

Common Documentation for Pharmaceutical & Medical Supplies

  • Certificate of Analysis (CoA)
  • Certificate of Pharmaceutical Product (CPP)
  • GDP Compliance Certificate
  • Import License (MHRA)
  • Temperature Log/Data Logger Records

Popular Vietnam Supplier Types for Pharmaceutical & Medical Supplies

Common Vietnam Suppliers

  • Textile manufacturers (Ho Chi Minh City, Hanoi)
  • Electronics assembly (Bac Ninh, Hai Phong)
  • Furniture makers (Binh Duong)
  • Agricultural exporters (Mekong Delta)

Payment Tips for Vietnam

  • Most Vietnamese suppliers prefer USD over VND
  • SWIFT still dominant - local rails underdeveloped
  • Vietnam emerging as China alternative for manufacturing
  • Lower labor costs but less infrastructure than China
Typical Transaction Size
£40k-£150k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Vietnam Suppliers 86% Cheaper?

Join Pharmaceutical & Medical Supplies businesses saving £3,030 per £100k payment with t+0 (2.3s avg within unicorn network).

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