🪵🇨🇦

Timber & Wood Products: Pay Canada Suppliers Fast

Import timber, lumber, plywood, and wood-based construction materials Send CAD payments to Canada suppliers with t+0 (2.3s avg within unicorn network). Save 80% vs traditional banks.

✓ Popular Corridor: North American lumber and hardwoods

Save £2,025 per £100k Payment

Typical savings for Timber & Wood Products paying Canada suppliers

Traditional Bank
£2,530
FX Spread: 2.5% + £30 fee
  • ❌ 2-3 day settlement
  • ❌ Hidden FX margins
  • ❌ High correspondent bank fees
  • ❌ Manual compliance checks
Unicorn Currencies
£505
FX Spread: 0.5% + £5 fee
  • T+0 (2.3s avg within Unicorn network)
  • ✓ Transparent pricing
  • Interac e-Transfer for Business available
  • ✓ 0.14s automated compliance
Your Annual Savings
80%
£2,025 per £100k

At £200k-£2M monthly volume, save £24,300/year

Common Challenges: Timber & Wood Products in Canada

Industry Pain Points

  • Commodity price volatility
  • Sustainability certification requirements
  • Bulk shipping logistics
  • Quality grading disputes

Country-Specific Considerations

  • Bank of Canada and FINTRAC oversight
  • GST/HST (5-15% depending on province) documentation
  • Business Number (BN) required for tax purposes
  • PIPEDA compliance for data privacy

How Unicorn Solves Timber & Wood Products Payment Challenges in Canada

Fast Settlement: T+0 (2.3s avg within Unicorn network)

Use Interac e-Transfer for Business for instant CAD settlement.Instant business payments up to CAD $25,000, email-based

Real-Time FX Exposure Tracking

Upload supplier invoices as PDFs. Our AI OCR extracts amounts and currencies. See exactly what waiting costs you in real-time. Lock rates for 15 seconds when you see a good rate.

0.14s Compliance Screening

Automated compliance checks for Canada regulations.Bank of Canada and FINTRAC oversight handled automatically.

Timber & Wood Products Payment Profile

Understanding the payment dynamics of Timber & Wood Products when paying Canada suppliers

Payment Timing

CAD (Cash Against Documents) common. Net 30 for established. Spot market: immediate.

Settlement Priority: MODERATE: Bulk commodity, planned shipments. Construction site urgency can drive faster payment needs.

📄 Invoice Terms

CAD typical, Net 30 (established), spot: immediate. LC for large tropical hardwood shipments.

Cash Flow Pattern:

Construction season driven (Mar-Oct). Stock building before season. Bulk purchases for cost efficiency.

📊 FX Risk Profile

HIGH: EUR (Scandinavia/Baltic), USD/CAD (North America), BRL (Brazil). Commodity price adds volatility.

Supplier Relationships:

Sawmills direct for volume. Agents for specialty species. Long-term for allocation during shortages. Certification chain critical.

Common Documentation for Timber & Wood Products

  • FSC/PEFC Chain of Custody
  • EUTR Due Diligence
  • Phytosanitary Certificate
  • Grade Certificate
  • Bill of Lading

Popular Canada Supplier Types for Timber & Wood Products

Common Canada Suppliers

  • Resource extraction equipment (Calgary, Edmonton)
  • Auto parts manufacturers (Toronto, Windsor)
  • Agricultural suppliers (Winnipeg, Regina)
  • Aerospace components (Montreal, Winnipeg)

Payment Tips for Canada

  • Canada = Natural resources leader, manufacturing hub (auto, aerospace)
  • Interac e-Transfer fastest for payments under CAD $25k
  • Strong US trade ties - many suppliers serve both markets
  • Provincial tax variations - HST rates differ by region
Typical Transaction Size
£70k-£320k
Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Pay Canada Suppliers 80% Cheaper?

Join Timber & Wood Products businesses saving £2,025 per £100k payment with t+0 (2.3s avg within unicorn network).

Bank of Canada registered PSP | FINTRAC licensed MSB