Bank of Canada-Supervised PSP

Open Your Treasury Account

Join importers and exporters managing $1M+ annual FX volume. Get institutional-grade treasury tools, wholesale rates, and real-time visibility.

Start Application

Onboarding takes 10-15 minutes • Approval within 24-48 hours

What You Get With Your Account

Multi-Currency Wallets

Hold 20+ currencies with local account details for GBP, EUR, USD, CAD, and AED. Receive payments like a local.

Real-Time FX Tracking

See live P/L on every supplier bill. Know exactly what your FX exposure costs before you pay.

2.3s Settlement

Wallet-to-wallet transfers settle in seconds. Pay suppliers at the last moment, keep capital working.

FREE Container Tracking

Real-time shipment visibility with 48-72 hour demurrage alerts. Save £5,000-£10,000 annually.

50+ Countries

Send payments to suppliers worldwide via SWIFT, SEPA, Faster Payments, ACH, and local rails.

Bank-Grade Compliance

0.14s screening, FINTRAC registered, Bank of Canada supervised. Your funds are safeguarded.

Transparent Pricing

No hidden fees. No monthly minimums. Pay only when you transact.

0.5%
FX Spread
vs 2-4% at banks
£5
Per Payment
Flat fee, any amount
£0
Monthly Fee
No subscription
View full pricing details →

Eligibility Requirements

Registered business (Ltd, Corp, LLC, or equivalent)
Annual FX volume of $1M+ (or growth trajectory)
Primary use: Import/export trade payments
Operating in Canada, UK, US, or EU
Valid business documentation (Certificate of Incorporation, Proof of Address)

Not sure if you qualify? Contact our team for a pre-qualification check.

How It Works

1

Apply Online

Complete the application in 10-15 minutes. Upload business documents.

2

Compliance Review

Our team reviews your application within 24-48 hours.

3

Account Activated

Once approved, your treasury dashboard is ready to use.

4

Start Trading

Fund your wallet, lock rates, and send your first payment.

Regulated & Secure

Your funds are protected by regulatory oversight and bank-grade security.

Bank of CanadaSupervised PSP
FINTRACMSB #C100000159
LEI9845001A4CFE0EAC8E79
SOC 2Compliant Infrastructure

Frequently Asked Questions

Who can open a Unicorn Currencies account?

Our treasury accounts are designed for registered businesses (Ltd, Corp, LLC, or equivalent) with annual FX volume of $1M or more, or those on a growth trajectory to reach this level. We primarily serve importers and exporters who need to make international trade payments. Businesses must be operating in Canada, UK, US, or EU.

How long does the onboarding process take?

The online application takes approximately 10-15 minutes to complete. Once submitted, our compliance team reviews your application and typically provides approval within 24-48 hours. After approval, your treasury dashboard is immediately activated and ready to use.

What documents are required to open an account?

To verify your business, we require: Certificate of Incorporation (or equivalent business registration document), Proof of Business Address (utility bill or bank statement dated within the last 3 months), and Government-issued ID for all directors and beneficial owners. Additional documentation may be requested based on your business type and jurisdiction.

Is there a minimum balance required?

No, there is no minimum balance required to maintain your Unicorn Currencies account. You only pay when you transact, with no monthly fees or subscription charges. This allows you to fund your account as needed for your payment schedule without worrying about maintaining a specific balance.

Can I have multiple users on my account?

Yes, we offer multi-user team access with role-based permissions. You can invite team members and assign specific roles such as Admin, Approver, or Viewer. This allows you to maintain proper segregation of duties, with some users able to initiate payments and others required to approve them, ensuring compliance and security for your treasury operations.

Ready to Get Started?

Join businesses saving thousands on FX and gaining real-time treasury visibility.

Open Your Account

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