Unicorn Currencies
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🇪🇺 Receive EUR from European Union

Collect EUR from customers across Europe using local SEPA rails. Instant settlement, no cross-border fees.
10 seconds (SEPA Instant) or T+1 (standard SEPA). 85% cheaper than SWIFT.

✓ Local EUR Account Available - Receive payments as if you're local to European Union

Local EUR Collection Methods

SEPA (Single Euro Payments Area)

T+1

European instant/standard payments. Covers 36 countries.

Coverage: Germany, France, Italy, Spain, Netherlands, 31 more

SEPA Instant

Instant (10 seconds)

24/7 real-time EUR payments. Available in most EU banks.

Coverage: Same as SEPA

TARGET2

Same-day

ECB real-time gross settlement. High-value transactions.

Coverage: All Eurozone

Why Receive EUR with Unicorn Currencies

Key Benefits

  • Local EUR IBAN
  • SEPA Instant: 10-second settlement
  • Same cost for all 36 SEPA countries
  • No FX fees for EUR → EUR
  • Lower fees than SWIFT

Common Use Cases

Businesses using this corridor:

  • German manufacturers (automotive, machinery)
  • French luxury goods exporters
  • Italian fashion brands
  • Spanish food & wine producers
Settlement Speed
10 seconds (SEPA Instant) or T+1 (standard SEPA)

How to Receive EUR from European Union

1

Open Account

Get a local EUR bank account with European Union IBAN/account number

2

Share Details

Give your customers the local EUR account details - they pay as if you're in European Union

3

Receive Instantly

Funds arrive via SEPA (Single Euro Payments Area). 10 seconds (SEPA Instant) or T+1 (standard SEPA). Auto-convert to your base currency if needed.

Compliance Notice: Subject to sanctions and compliance screening. Certain industries and countries not supported.

Ready to Receive EUR from European Union?

Get a local EUR account and collect payments 10 seconds (SEPA Instant) or T+1 (standard SEPA)

Open AccountView Pricing

Bank of Canada registered PSP | FINTRAC licensed MSB