🇺🇸 Receive USD from United States

Accept USD payments from American customers using domestic ACH or instant FedNow. No SWIFT delays.
Instant (FedNow/RTP) or T+1 (ACH). 80% cheaper than international wire.

✓ Local USD Account Available - Receive payments as if you're local to United States

Local USD Collection Methods

ACH (Automated Clearing House)

T+1 to T+2

US domestic bank transfers. Low cost, reliable.

Coverage: USA

FedNow

Instant (seconds)

US Federal Reserve instant payment system. 24/7/365.

Coverage: USA

Wire Transfer (Fedwire)

Same-day

High-value, time-critical USD payments.

Coverage: USA

RTP (Real-Time Payments)

Instant

Instant USD transfers, 24/7. Growing network.

Coverage: USA

Why Receive USD with Unicorn Currencies

Key Benefits

  • Local US bank account (routing + account number)
  • FedNow instant settlement
  • ACH for recurring/bulk collections
  • No FX conversion for USD → USD
  • Cheaper than international wire

Common Use Cases

Businesses using this corridor:

  • US-based importers
  • American retailers
  • Tech companies in Silicon Valley
  • Distributors across 50 states
Settlement Speed
Instant (FedNow/RTP) or T+1 (ACH)

How to Receive USD from United States

1

Get a Free Quote

Get a local USD bank account with United States IBAN/account number

2

Share Details

Give your customers the local USD account details - they pay as if you're in United States

3

Receive Instantly

Funds arrive via ACH (Automated Clearing House). Instant (FedNow/RTP) or T+1 (ACH). Auto-convert to your base currency if needed.

All payments are subject to standard compliance and sanctions screening. Certain industries and countries not supported.

Frequently Asked Questions: Receiving from United States

How do I receive payments from United States?

Get local USD account details through Unicorn Currencies. Your customers in United States pay directly to your local account, just as if you were based there. No need for them to use expensive international wire transfers.

What details do I share with United States payers?

Share your local USD account number, routing details, and beneficiary name (your business name as registered with Unicorn Currencies). Your payers use these to send USD via local bank transfer.

Are there fees for receiving from United States?

No fees for receiving USD into your Unicorn Currencies wallet. You only pay a competitive FX spread when you choose to convert to another currency. Hold USD indefinitely at no cost.

How quickly do United States payments arrive?

Same-day settlement for local USD rails like ACH (Automated Clearing House). SWIFT transfers from United States typically take 1-2 business days. Instant (FedNow/RTP) or T+1 (ACH).

What currencies can I receive from United States?

Receive USD from United States and hold it in your multi-currency wallet. Convert to your preferred currency when exchange rates are favorable, or keep the USD to pay suppliers in the same currency later.

Ready to Receive USD from United States?

Get a local USD account and collect payments Instant (FedNow/RTP) or T+1 (ACH)

Bank of Canada registered PSP | FINTRAC licensed MSB