🇵🇱 Pay Suppliers in Poland
Pay Polish manufacturers for automotive parts, electronics, furniture, food processing
T+0 (2.3s avg within Unicorn network). Save 80% vs traditional banks.
What you need to send money to Poland
What details do I need to pay suppliers in Poland?
To pay suppliers in Poland you need the recipient's IBAN (International Bank Account Number (SEPA)), plus account number and beneficiary name. Payments typically settle in 2.3 seconds and cost 0.5% FX spread + £5 per payment.
How fast are payments to Poland?
Payments to Poland settle in an average of 2.3 seconds when using local rails such as Express Elixir, compared to 2–3 days via traditional SWIFT.
How much does it cost to send money to Poland?
Unicorn Currencies charges 0.5% FX spread and £5 per payment. You save about 80% versus banks (e.g. £505 vs £2530 on a £100k transaction).
Cost Comparison: Banks vs Unicorn Currencies
See how much you save on £100,000 payment to Poland
| Cost Item | Traditional Banks | Unicorn Currencies |
|---|---|---|
| FX Spread | 2.5% | 0.5% |
| Payment Fee | £30 | £5 |
| Total Cost (£100,000) | £2,530 | £505 |
| YOUR SAVINGS | N/A | £2,025 (80%) |
| Settlement Time | 2-3 days (SWIFT) | T+0 (2.3s avg within Unicorn network) |
Local Payment Rails in Poland
Avoid expensive SWIFT fees. We use local payment systems in Poland for faster, cheaper settlement.
Express Elixir
Poland's instant payment system, 24/7 availability
SORBNET
National Bank of Poland RTGS system for large transactions
BlueCash
Bulk payment clearing system
Who Uses This Payment Corridor
Key Industries in Poland
- Automotive
- Electronics Assembly
- Furniture Manufacturing
- Food Processing
- Machinery
Average Transaction: £60k-£250k
Typical Monthly Volume: £200k-£1.5M
Popular Supplier Types
- Automotive parts (Warsaw, Katowice, Wrocław)
- Electronics assembly (Łódź, Poznań)
- Furniture manufacturers (Gdańsk, Kraków)
- Food processing (Multiple regions)
What You Need to Know: Poland Payments
Regulatory Considerations
- National Bank of Poland (NBP) regulations
- VAT (23%) documentation required
- EU customs procedures apply
- SWIFT/IBAN required for all transactions
Payment Tips for Poland
- Poland = EU's 6th largest economy, major manufacturing hub
- Express Elixir for instant settlement vs SWIFT
- Post-Brexit: EU customs documentation now required
- Automotive sector very competitive - FX costs critical
Why Choose Unicorn for Poland Payments
Local Rails, Not SWIFT
We use Express Elixir and other local systems in Poland. Avoid 3-4% SWIFT fees and 2-3 day delays.
80% Lower Costs
Save £2,025 on every £100,000 payment. On £200k-£1.5M monthly volume, save up to £60,750 annually.
Bank of Canada Supervised
Registered Payment Service Provider (PSP) and FINTRAC MSB. Full regulatory compliance for Poland payments.
Real-Time FX Tracking
Upload supplier invoices in PLN. See live P/L as GBP/PLN rates move. Lock rates for 15 seconds before committing.
£1,000,000+ Paying Suppliers in Poland? Save 80%
Enterprise treasury for import/export businesses with T+0 (2.3s avg within Unicorn network) settlement to Poland
For businesses with high annual FX volume. Not consumer transfers.