🇺🇸 Pay Suppliers in United States
Pay US suppliers for manufacturing equipment, technology, raw materials
T+0 (2.3s avg within Unicorn network). Save 80% vs traditional banks.
What you need to send money to United States
What details do I need to pay suppliers in United States?
To pay suppliers in United States you need the recipient's ABA Routing Number (9-digit routing number), plus account number and beneficiary name. Payments typically settle in 2.3 seconds and cost 0.5% FX spread + £5 per payment.
How fast are payments to United States?
Payments to United States settle in an average of 2.3 seconds when using local rails such as ACH (Automated Clearing House), compared to 2–3 days via traditional SWIFT.
How much does it cost to send money to United States?
Unicorn Currencies charges 0.5% FX spread and £5 per payment. You save about 80% versus banks (e.g. £505 vs £2530 on a £100k transaction).
Cost Comparison: Banks vs Unicorn Currencies
See how much you save on £100,000 payment to United States
| Cost Item | Traditional Banks | Unicorn Currencies |
|---|---|---|
| FX Spread | 2.5% | 0.5% |
| Payment Fee | £30 | £5 |
| Total Cost (£100,000) | £2,530 | £505 |
| YOUR SAVINGS | N/A | £2,025 (80%) |
| Settlement Time | 2-3 days (SWIFT) | T+0 (2.3s avg within Unicorn network) |
Local Payment Rails in United States
Avoid expensive SWIFT fees. We use local payment systems in United States for faster, cheaper settlement.
ACH (Automated Clearing House)
Low-cost batch processing for recurring payments
Fedwire
US Federal Reserve real-time gross settlement
RTP (Real-Time Payments)
TCH network for instant 24/7 payments
Who Uses This Payment Corridor
Key Industries in United States
- Manufacturing Equipment
- Technology
- Machinery
- Aerospace
- Chemicals
Average Transaction: £75k-£300k
Typical Monthly Volume: £500k-£5M
Popular Supplier Types
- Manufacturing equipment (Midwest)
- Technology hardware (California, Texas)
- Aerospace components (Washington, California)
- Chemical suppliers (Texas, Louisiana)
What You Need to Know: United States Payments
Regulatory Considerations
- OFAC (Office of Foreign Assets Control) sanctions screening
- FinCEN (Financial Crimes Enforcement Network) reporting
- State-specific sales tax considerations
- Export control regulations (ITAR, EAR)
Payment Tips for United States
- Use ACH for recurring supplier payments (cheaper than wire)
- Fedwire for urgent/same-day payments
- USD is global reserve - most stable for hedging
- US banks close early (3pm EST) - plan timing
Why Choose Unicorn for United States Payments
Local Rails, Not SWIFT
We use ACH (Automated Clearing House) and other local systems in United States. Avoid 3-4% SWIFT fees and 2-3 day delays.
80% Lower Costs
Save £2,025 on every £100,000 payment. On £500k-£5M monthly volume, save up to £60,750 annually.
Bank of Canada Supervised
Registered Payment Service Provider (PSP) and FINTRAC MSB. Full regulatory compliance for United States payments.
Real-Time FX Tracking
Upload supplier invoices in USD. See live P/L as GBP/USD rates move. Lock rates for 15 seconds before committing.
£1,000,000+ Paying Suppliers in United States? Save 80%
Enterprise treasury for import/export businesses with T+0 (2.3s avg within Unicorn network) settlement to United States
For businesses with high annual FX volume. Not consumer transfers.