Compare Unicorn Currencies
See how we stack up against traditional banks and other FX providers. Built for B2B trade, not consumer transfers.
Compare competitors
Honest side-by-side comparisons. We introduce Unicorn Currencies as a B2B alternative in the FAQ where relevant.
All comparison pages
Browse every comparison. Head-to-head, alternatives, and category pages.
Unicorn Currencies vs
vs Traditional Banks
Compare to HSBC, Barclays, Lloyds, NatWest and other high-street banks
vs Wise (TransferWise)
Compare to Wise Business for international transfers
vs Revolut Business
Compare to Revolut Business for FX and payments
vs OFX
Compare to OFX for business international payments
vs Airwallex
Airwallex alternatives for B2B payments and FX
Quick Comparison
| Feature | Unicorn Currencies | Banks | Wise | Revolut |
|---|---|---|---|---|
| FX Spread | 0.5% | 2-4% | 0.5-1% | 0.5-1.5% |
| Settlement Speed | 2.3s | 2-3 days | 1-2 days | 1-2 days |
| Container Tracking | FREE | No | No | No |
| Real-time FX P/L | Yes | No | No | No |
| Built for B2B Trade | Yes | Partial | No | Partial |
Frequently Asked Questions
How does Unicorn Currencies compare to other providers?
Unicorn Currencies is purpose-built for $1M+ trade finance, unlike general consumer or SMB transfer services. We focus exclusively on B2B international trade with features like container tracking, FX exposure management, and treasury tools that consumer-focused providers simply don't offer.
What makes Unicorn Currencies different from banks?
We offer 0.5% spreads compared to 2-4% at traditional banks, 2.3-second settlement vs 2-3 days, real-time FX tracking on outstanding invoices, and integrated container tracking. Banks were built for domestic banking—we were built specifically for international trade.
Is Unicorn Currencies cheaper than Wise or Revolut?
Our spreads are competitive with Wise and Revolut (around 0.5%), but we add treasury tools they don't offer: real-time FX exposure tracking across all your bills, demurrage alerts for shipments, and profit/loss visibility on every transaction. For businesses with significant FX volume, these tools often save more than the spread difference.
Who should use Unicorn Currencies?
Import/export businesses with $1M+ annual FX volume who need treasury visibility. If you're managing multiple international suppliers, tracking container shipments, and want to see your FX exposure in real-time rather than discovering it at month-end, Unicorn Currencies is built for you.
Are all providers regulated the same way?
No. Unicorn Currencies is a Bank of Canada supervised Payment Service Provider (PSP) and registered as a Money Services Business (MSB) with FINTRAC. Different providers operate under different regulatory frameworks—always check each provider's specific regulatory status and what protections apply to your funds.
Ready to Switch?
Join businesses saving 80% on international payments with Unicorn Currencies.