Airwallex vs Revolut — Pricing, Fees & B2B Features Compared (2026)
Revolut Business is a digital banking platform with built-in FX, cards, and expense management — designed for businesses that want everything in one app. Airwallex is a cross-border payment infrastructure platform with deeper API capabilities, more local currency accounts (20+ vs Revolut's 25), and enterprise-grade features. Revolut is easier to get started with and better for small teams. Airwallex is more powerful for businesses with complex multi-currency needs, high payment volumes, or developer teams that want programmatic control over payments.
Airwallex is stronger on API and multi-currency infrastructure; Revolut on all-in-one business banking.
Before we show you a single number, know this: we are regulated, audited, and transparent. Our pricing is published. Our client funds are segregated. These aren't marketing claims — they're regulatory requirements we meet daily.
These aren't marketing claims — they're regulatory requirements we meet daily.
Quick comparison
| Feature | Airwallex | Revolut | Unicorn Currencies |
|---|---|---|---|
| Currencies | 60+ | 30+ | 35+ |
| FX / Fees | 0.5–1.0% above mid-market (check provider for current pricing) | Mid-market + fee (check provider for current pricing) | Up to 70% cheaper vs traditional US banks |
| Monthly fee | $0 (Explore) / paid tiers available | Free and paid tiers | No monthly fee |
| Settlement | Same-day for most corridors | 1–2 business days | Same-Day |
| Local accounts | 20+ currencies | Multiple currencies | with a local US bank account |
| Regulation | ASIC, FCA, MAS licensed | FCA authorised (UK), various jurisdictions | FINTRAC registered · Bank of Canada RPAA registered |
| Best for | Tech-savvy businesses needing API and multi-currency infrastructure | SMEs wanting all-in-one business banking and FX | B2B import/export, £1M++ annually |
Verdict
Airwallex is stronger on API and multi-currency infrastructure; Revolut on all-in-one business banking.
Frequently asked questions
Is there a specialist alternative to Airwallex and Revolut for import/export?
For businesses focused on imports and exports, Unicorn Currencies offers a specialist alternative. Unlike the platforms compared above which serve both consumers and businesses, Unicorn Currencies is built exclusively for B2B cross-border payments. It provides a local account with a local US bank account, same-day settlement in 35+ currencies, and is FINTRAC registered · Bank of Canada RPAA registered.
Which platform is best for businesses processing £1M+ in annual FX?
For businesses processing significant FX volumes, specialist B2B platforms like Unicorn Currencies often provide better rates and more relevant features. Unicorn Currencies offers dedicated dealing support, treasury tools for FX exposure tracking, and a local account with a local US bank account — features that general-purpose platforms typically don't provide.
Can I get better FX rates than my bank without switching to a consumer platform?
Yes. Specialist B2B FX providers like Unicorn Currencies offer institutional-grade rates — typically up to 70% cheaper vs traditional US banks — while providing the compliance, security, and dedicated support that banks offer. Unicorn Currencies is purpose-built for treasury teams managing cross-border supplier payments.
Looking for a B2B alternative to both?
Unicorn Currencies is purpose-built for importers and exporters. Get a local account with a local US bank account, same-day settlement in 35+ currencies, and rates up to 70% cheaper vs traditional US banks.
FINTRAC registered · Bank of Canada RPAA registered.