Why We're NOT Competing With Revolut Business
Revolut Business is excellent for tech startups, SaaS companies, and service businesses.
We exclusively serve importers/exporters moving physical goods across borders with $1M+ annual FX.
Use Revolut Business If... / Use Unicorn If...
Use Revolut Business If:
- →You're a tech startup or SaaS company
- →You need expense cards, invoicing, accounting integrations
- →You're doing under $1M annual FX
- →You want an all-in-one business banking app
- →You don't deal with physical goods or logistics
Our Honest Recommendation:
Revolut Business is excellent for tech startups, digital businesses, and service companies. Modern UX, expense management, great for under $1M FX. Perfect for their market.
Use Unicorn If:
- →You're an importer/exporter moving physical goods
- →You need container tracking + treasury in one platform
- →You're doing $1M+ annual FX volume
- →You want specialist treasury tools, not multi-tool apps
- →You manage supplier bills in multiple currencies
Why Revolut Can't Do This:
Revolut Business focuses on tech/service businesses. No container tracking, no logistics integration, no bill-level FX exposure tools. Excellent multi-tool app, but not built for trade operations.
The Key Difference
Revolut Business: Multi-Tool App
Revolut Business is a Swiss Army knife - expenses, cards, accounting integrations, and basic FX. Great for tech startups and service businesses. Not built for physical goods trade.
What Revolut Business Doesn't Have:
- Real-time FX P/L tracking on bills
- Container tracking and demurrage alerts
- 15-second FX rate locks
- Bill-level exposure visibility
- Logistics integration
- Dedicated account manager for B2B
- Trade finance focus
Unicorn Currencies: Trade Finance Platform
Purpose-built for businesses that move physical goods across borders. If you deal with containers, suppliers, foreign invoices, and logistics, you need specialized tools.
What We Offer That Revolut Doesn't:
- Real-time FX P/L on every supplier bill
- FREE container tracking (saves £5k-10k annually)
- 15-second rate locks for decision-making
- Upload bills, see live exposure
- Logistics + Treasury in one platform
- Dedicated B2B support
- Import/export business focus
Feature Comparison
| Feature | Revolut Business | Unicorn Currencies |
|---|---|---|
| Target Customer | Tech startups, service businesses, SMEs | Import/export, manufacturers, traders |
| Real-Time FX P/L on Bills | Not available | Unique feature - upload bills, see exposure |
| Container Tracking | Not offered | FREE - save £5k-10k on demurrage |
| FX Rate Locks | Market order only | 15-second lock window |
| Settlement Speed | Instant (within Revolut) | 2.3s wallet-to-wallet |
| FX Spread | 0.5-1% (weekends higher) | 0.5% (flat, 24/7) |
| Multi-User Access | Unlimited users | Unlimited team members with roles |
| Expense Cards | Physical & virtual cards | Treasury-focused, no cards |
| Accounting Integrations | Xero, QuickBooks, etc. | API for Xero, QuickBooks, Sage |
| Invoicing Platform | Not available | Create & send invoices with auto banking details |
| Support | Chat only (often slow) | Dedicated support, phone available |
| Regulation | FCA (UK), Various EU | Bank of Canada PSP |
Why Import/Export Businesses Need More Than Revolut Business
Revolut Shows Rates. We Show Impact.
Revolut shows you EUR/GBP rate. We show you what that rate means for YOUR £50k invoice from your French supplier. See live P/L in red/green. Know what waiting costs.
This feature doesn't exist on Revolut Business.
Revolut Can't Track Your Containers
If you're importing goods, demurrage penalties cost £1,000-£2,000 per container. Our FREE tracking with 48-72h alerts saves £5k-10k annually. Revolut doesn't offer logistics.
Logistics + Treasury in one platform.
Time to Think Before Locking Rates
Revolut executes at market instantly. You have no time to calculate margins or check inventory. Our 15-second rate locks let you think, calculate, and confirm before committing.
Better decisions = better margins.
Built for Trade, Not Tech Startups
Revolut is great for SaaS startups paying contractors. We're built for physical goods: containers, suppliers, invoices, demurrage. Different business, different needs.
Trade finance specialization.
When Revolut Business Works vs When You Need Unicorn Currencies
Revolut Business Works Well For:
- Tech startups and SaaS businesses
- Service businesses (no physical goods)
- Expense management and employee cards
- Paying freelancers and contractors
- Simple business banking needs
- No logistics or container tracking needed
You Need Unicorn Currencies If:
- You import/export physical goods
- You deal with containers and shipping
- You need to track FX exposure on bills
- Demurrage is a risk
- You need 15-second rate locks
- You want treasury + logistics integrated
- You need dedicated B2B support
Import/Export Business with $1M+ FX? Get Specialist Tools
Real-time FX tracking • FREE container monitoring • Treasury features • Dedicated support
Tech startup or under $1M FX? Revolut Business is excellent for your needs. We specialize in trade businesses with $1M+ FX only.