Why We Only Serve $1M+ FX Businesses

Not every business needs us

We built a treasury platform, not a transfer app. Our infrastructure — Bank of Canada supervision, segregated funds, dedicated relationship managers — costs more to operate. We pass those economics on as 0.5% spreads and £5 payments, but only if your volume justifies it.

What $1M+ gets you

  • Dedicated treasury relationship manager (not a chatbot)
  • Real-time FX P&L on every supplier bill
  • FREE container tracking with demurrage alerts
  • 2.3s settlement within our network
  • Volume-based pricing that improves as you grow

Under $1M? Here's what we recommend

  • Wise Business: best for small businesses under £250K
  • OFX: good for mid-range businesses £250K–£1M
  • Your bank: convenient if FX isn't a material cost line

When you cross $1M, we'll be here.

Processing $1M+ in annual FX?

Request a CFO briefing and see how Unicorn fits your treasury stack.

Learn more: Enterprise · Pricing · Solutions · Customer Stories · For CFOs