Live FX Trading with 15-Second Rate Locks
Lock favorable rates for 15 seconds—no instant expiry stress
Lock favorable FX rates for 15 seconds before booking your deal. No more rates expiring while you deliberate. Our 30-second live rate refresh ensures you always see current market pricing with transparent 0.5% spreads.
How It Works
See Live Rates
View real-time exchange rates across 40+ currency pairs. Rates refresh every 30 seconds from our tier-1 liquidity providers.
Click to Lock
Found a favorable rate? Click "Lock Rate" to freeze it for 15 seconds. A countdown timer shows exactly how long you have.
Review Details
See the exact amount your supplier will receive, all fees, and the total cost. No hidden charges—what you see is what you pay.
Confirm or Release
Confirm to execute at the locked rate, or let it expire to wait for better rates. No penalty for letting locks expire.
Key Benefits
Real-World Use Cases
Volatile Currency Timing
GBP/CNY drops 0.5% in morning trading. You lock the rate, call your operations manager to confirm the order, and execute within 15 seconds. Without the lock, the rate would have moved against you.
Batch Payment Optimization
You need to pay 10 suppliers in EUR. Lock the rate, then process all 10 payments at that exact rate. Consistent costing across the batch.
Board Approval Required
Large payment needs sign-off. Lock the rate, send approval request via internal chat, get the green light, and confirm—all within 15 seconds.
Unicorn vs Traditional Banks
| Aspect | Unicorn Currencies | Traditional Banks |
|---|---|---|
| Rate Lock Duration | 15 seconds | Instant expiry |
| FX Spread | 0.5% transparent | 2-4% (often hidden) |
| Rate Visibility | Live, updates every 30s | Indicative only |
| Hidden Fees | None | Correspondent bank charges, lifting fees |
Frequently Asked Questions
How long can I lock an FX rate?
You can lock any rate for 15 seconds. This gives you time to review the transaction details, check the exact amount your supplier will receive, and confirm. If you need more time, the rate expires and you can lock again at the current rate.
What spread do you charge on FX?
We charge a flat 0.5% spread on all currency pairs—no exceptions, no hidden markups. Banks typically charge 2-4% spread plus additional fees. Our transparent pricing means you always know the true cost.
How often do rates update?
Rates refresh every 30 seconds from our tier-1 liquidity providers. You always see current market pricing, not stale indicative rates.
Can I lock rates for future payments?
Currently, rate locks apply to immediate payments. For forward contracts on future payments, contact our enterprise team. We offer forward bookings for payments 1-12 months out.
What happens if my rate lock expires?
Nothing—no penalty. If the 15-second lock expires, simply lock again at the current rate. This lets you wait for better rates without commitment.
See Rate Locks In Action
Request a 15-minute demo. We'll show you how rate locks works with your actual invoices and suppliers.
For businesses with $1M+ annual FX volume. Not consumer transfers.