For CFOs
Treasury management resources for finance leaders. Optimize working capital, reduce FX costs, and eliminate demurrage.
CFO Resources
The Hidden Cost of T+2
How pre-funding supplier payments drains working capital. What T+2 actually costs — and how to release £65k–£100k in trapped float.
Stop Paying Suppliers Early
Hold capital until release. Settle in seconds. Eliminate demurrage exposure with T+0 payment timing.
How to Audit Your Bank's FX Markup
Step-by-step guide to calculate what your bank actually charges on FX. Real examples on USD/ZAR, GBP/AED, GBP/NGN and how to read the spread.
B2B FX Platforms Compared
How to compare FX providers beyond the headline rate. Settlement speed, compliance throughput, and corridor depth for import/export treasury.
Demurrage, Detention & Dead Capital
The importer's hidden P&L drain. How demurrage, detention and trapped working capital add up — and the link to FX settlement speed.
Why CFOs Choose Unicorn Currencies
Working Capital Efficiency
Pay suppliers at T+0 instead of T-3. Hold capital until goods arrive. Eliminate pre-funding requirements and improve cash flow.
FX Cost Visibility
Real-time P/L tracking on every supplier bill. See FX exposure before it hits your books. Make informed hedging decisions.
ERP Integration
NetSuite and SAP integration for automated reconciliation. Real-time audit trails. One source of truth.
Frequently Asked Questions
How does Unicorn Currencies help CFOs?
Unicorn Currencies provides CFOs with real-time FX exposure visibility across all outstanding payables, automated P/L tracking on every supplier bill so you know exactly what currency movements cost you, and cash flow optimization through instant settlement that eliminates the need to pre-fund payments days in advance.
Can I see FX impact before paying suppliers?
Yes, our live P/L tracking shows exactly what each bill costs in your base currency at any moment. You can see FX gains and losses in real-time as rates move, helping you make informed decisions about payment timing and whether to hedge specific exposures before they hit your books.
How do you help reduce working capital needs?
Our 2.3-second settlement means you can pay suppliers at the last possible moment rather than days early. Traditional bank wires require T+2 or T+3 pre-funding, tying up working capital. With Unicorn Currencies, you hold onto your cash until goods arrive or payment is actually due, improving your cash conversion cycle.
What reporting is available for treasury teams?
We provide comprehensive reporting including full transaction history with complete audit trails, FX exposure reports showing outstanding payables by currency, P/L analysis tracking realized and unrealized currency gains/losses, and exportable data that integrates with NetSuite, SAP, and other ERP systems for seamless reconciliation.
How do you handle compliance requirements?
Every transaction undergoes 0.14-second compliance screening against global sanctions lists. We maintain full audit logs for every payment, are FINTRAC registered and Bank of Canada compliant, and provide the documentation your auditors need. Enterprise customers get dedicated compliance support and custom reporting.
Ready to Optimize Your Treasury?
For companies with $1M+ annual FX volume. Enterprise features, dedicated support.