Multi-User Collaboration & Approval Workflows
Unlimited team members with role-based access
Invite team members with role-based permissions. Treasury managers approve payments, accountants review transactions, operations tracks shipments. Everyone sees exactly what they need—nothing more, nothing less.
How It Works
Invite Team Members
Add team members by email. They receive a secure invitation link to create their account with two-factor authentication.
Assign Roles
Choose from predefined roles (Admin, Treasury, Accounts, Operations, Viewer) or create custom roles with specific permissions.
Set Approval Workflows
Configure payment approval rules: amounts over £10k require manager approval, international payments need CFO sign-off, etc.
Collaborate in Real-Time
Team members work simultaneously. Comments, approvals, and status updates sync instantly. Activity log tracks everything.
Key Benefits
Real-World Use Cases
Segregation of Duties
Operations enters payments, Treasury reviews rates and approves, Finance reconciles. No single person can initiate and approve—proper controls.
Distributed Team
CFO in London, Operations in Hong Kong, Accounts in Mumbai. Everyone accesses the same real-time data, approves from anywhere, and sees unified dashboards.
Temporary Access
External auditor needs 30-day read-only access. Create a Viewer role, set expiry date, and revoke automatically. Full activity log tracks their access.
Unicorn vs Traditional Banks
| Aspect | Unicorn Currencies | Traditional Banks |
|---|---|---|
| Team Members | Unlimited—no per-seat fees | 1-3 users included, then £20-50/user |
| Roles | Customizable with granular permissions | Limited (Admin/User only) |
| Approval Workflows | Configurable by amount/currency/destination | Basic or none |
| Audit Trail | Complete activity log | Limited visibility |
Frequently Asked Questions
How many team members can I add?
Unlimited. We don't charge per-seat fees. Add your entire finance team, operations, executives—everyone who needs access. Each gets their own login with two-factor authentication.
What roles are available?
Predefined roles include: Admin (full access), Treasury (payments and FX), Accounts (view and reconcile), Operations (container tracking and logistics), and Viewer (read-only). You can also create custom roles with specific permissions.
How do approval workflows work?
Configure rules based on payment amount, currency, or destination. Example: payments over £10,000 require Treasury Manager approval; payments to new suppliers require Finance Director sign-off. Approvers receive notifications and can approve from mobile.
Can I see who did what?
Yes. The activity log records every action: logins, payments initiated, approvals given, settings changed. Filter by user, date, or action type. Essential for compliance and internal audit.
Is two-factor authentication required?
Yes, for all users. We support authenticator apps (Google Authenticator, Authy) and SMS verification. Admins can enforce additional security policies like session timeouts.
See Team Collaboration In Action
Request a 15-minute demo. We'll show you how team collaboration works with your actual invoices and suppliers.
For businesses with $1M+ annual FX volume. Not consumer transfers.