Live Business Exchange Rates Today
Real-time currency exchange rates for 200+ pairs. Convert GBP, USD, EUR, CNY and more for international trade payments. Updated every 60 seconds. Save up to 80% vs bank FX rates.
Most Popular Business Exchange Rates
High-volume currency pairs for UK import/export businesses. Click any pair for live rates and detailed analysis.
All 200 Business Exchange Rates
Complete list of currency pairs available for B2B international payments. Each link shows live rates, historical charts, and cost comparisons vs banks.
GBP Exchange Rates (British Pound Sterling)
Convert British Pound Sterling to 37 currencies. Live GBP exchange rates for international business payments.
USD Exchange Rates (US Dollar)
Convert US Dollar to 37 currencies. Live USD exchange rates for international business payments.
EUR Exchange Rates (Euro)
Convert Euro to 37 currencies. Live EUR exchange rates for international business payments.
JPY Exchange Rates (Japanese Yen)
Convert Japanese Yen to 37 currencies. Live JPY exchange rates for international business payments.
CAD Exchange Rates (Canadian Dollar)
Convert Canadian Dollar to 37 currencies. Live CAD exchange rates for international business payments.
AUD Exchange Rates (Australian Dollar)
Convert Australian Dollar to 15 currencies. Live AUD exchange rates for international business payments.
Business Currency Exchange: What You Need to Know
Why Business Exchange Rates Differ from Consumer Rates
Business FX rates (also called wholesale or interbank rates) are typically tighter than consumer exchange rates. Banks charge businesses 2-4% spreads on currency conversions, while specialist providers like Unicorn Currencies offer spreads as low as 0.5%.
For a £100,000 payment, this difference means saving £1,500-£3,000 per transaction. Over a year of regular international payments, businesses save tens of thousands.
Real-Time vs Indicative Exchange Rates
The rates shown on this page are indicative mid-market rates, updated every 60 seconds. When you execute a trade with Unicorn Currencies, you receive a live executable rate that you can lock in for 15 seconds.
FX markets operate 24/5 (Monday-Friday). Rates are most liquid during London-New York overlap (13:00-17:00 GMT) when spreads are tightest.
Popular Business Currency Corridors
UK to China (GBP/CNY)
Pay Chinese manufacturers for textiles, electronics, and consumer goods. Use CIPS or UnionPay for faster settlement than SWIFT.
View GBP/CNY live rate →UK to Europe (GBP/EUR)
Pay EU suppliers via SEPA for same-day settlement. Post-Brexit, efficient EUR payments are critical for UK importers.
View GBP/EUR live rate →UK to USA (GBP/USD)
Pay US suppliers for software, equipment, and services. ACH and Fedwire for fast USD settlement.
View GBP/USD live rate →UK to India (GBP/INR)
Pay Indian suppliers for textiles, pharmaceuticals, and IT services. IMPS and UPI for instant INR delivery.
View GBP/INR live rate →Why Businesses Choose Unicorn Currencies for FX
Transparent Pricing
0.5% spread on all pairs. No hidden fees, no correspondent bank charges, no surprise deductions. The rate you see is the rate you get.
Instant Settlement
2.3 second average settlement within our network. Local payment rails (SEPA, Faster Payments, ACH) for same-day delivery worldwide.
Built for Business
Multi-currency accounts, batch payments, API integration, and real-time FX exposure tracking. Enterprise features at startup prices.
Frequently Asked Questions About Exchange Rates
Everything you need to know about our business exchange rates and currency services.
How competitive are your exchange rates?
Our exchange rates feature a 0.5% spread compared to the 2-4% typically charged by traditional banks. We provide institutional-grade wholesale rates normally reserved for large financial institutions and hedge funds. This means businesses save up to 80% on currency conversion costs compared to high-street banks, with transparent pricing and no hidden fees.
How long are exchange rates locked for?
Exchange rates are locked for 15 seconds from the moment you receive a quote until confirmation. This gives you enough time to review the rate, verify the transaction details, and execute the trade with confidence. If you need more time or the rate expires, simply request a fresh quote to get the current market rate.
Can I set rate alerts for specific exchange rates?
Yes, you can set target rate alerts for any currency pair. When your desired exchange rate is reached, you will be notified instantly via email or in-app notifications. This feature helps you capitalise on favourable market movements without constantly monitoring rates, making it ideal for businesses planning future international payments.
Do you offer forward contracts for currency exchange?
Yes, we offer forward contracts that allow you to lock in today's exchange rate for future payments. This is an essential tool for hedging FX exposure, protecting your business from adverse currency movements, and providing certainty for budgeting and financial planning. Forward contracts are available for periods ranging from one week to twelve months.
How often do your exchange rates update?
Our exchange rates update in real-time during market hours, sourced directly from tier-1 liquidity providers including major global banks and financial institutions. FX markets operate 24 hours a day, Monday to Friday, with rates refreshing continuously. The indicative rates displayed on our website update every 60 seconds, while live executable rates are provided instantly when you initiate a trade.
Ready to Get Better Exchange Rates?
Join businesses saving 80% on international payments with real-time rates, transparent pricing, and instant settlement across 200+ currency pairs.
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